Draft, review, and negotiate commercial agreements, including complex arrangements with banking, processing, and technology partners and vendors.
Support product and partnerships teams in structuring and documenting strategic partnerships.
Use AI to build legal workflows, including contract templates and contract lifecycle management.
Provide support for Enterprise and Third-Party Risk Management initiatives.
Support employment law matters.
Support general corporate matters, including equity fundraises and corporate debt transactions.
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Overview
KOHO provides a financial app that combines spending, saving, borrowing, and budgeting features. The company offers a prepaid Mastercard for everyday purchases and transaction tracking. KOHO includes tools for budgeting, spending categorization, and automated savings. It also provides credit-building and borrowing products integrated with the app. The service is intended for consumers seeking app-based money management.
Culture
KOHO operates with a remote-first setup. The company prioritizes asynchronous collaboration and flexible hours. It emphasizes autonomy and high trust.
Technology Story
KOHO uses Amazon Web Services (AWS) to build its Kortex AI solution. The company utilizes AI for tasks including research, analysis, productivity, developer coding assistance, meeting scheduling, and processing suspicious transactions. Its data platform is cloud-based, incorporating AWS components such as Ingestion Pipelines, Data Lake, Warehouse, and Catalog. DBT is used for transformation, and Sisense is used for business intelligence. Other technologies mentioned include Docker, Kubernetes, Golang, Aurora, DynamoDB, Ionic for apps, and React for web.
Why Work Here
KOHO was named one of the 2026 Best Workplaces for Professional Development by Great Place To Work. The company offers in-house coaching to all employees. As of September 28, 2026, 83% of KOHO's active job postings were remote roles.
Benefits and Perks
KOHO offers competitive salaries with pay transparency for all candidates. Compensation is determined by factors including comparable market data, technical skill assessment, work history, and internal pay equity. Benefits include paid time off, health and lifestyle spending accounts, a $1,000 remote office setup budget, a $5,000 referral bonus, and a no-fee KOHO Everything account.