Sr. Product Manager
New
A
ArcadiaEnergy Solutions, Fintech
Remote first culture - work anywhere in the USFull-TimeSenior
Salary131,250 - 235,156 USD per year
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Job Details
- Experience
- 7+ years of product management experience, including 3+ years in payments, fintech, or financial services.
- Required Skills
- Product ManagementSwift
Requirements
- 7+ years of product management experience.
- 3+ years of experience in payments, fintech, or financial services.
- Proven ability to build and drive a multi-quarter product roadmap.
- Working knowledge of payment rails including ACH, RTP, FedNow, SWIFT, and card networks.
- Familiarity with interchange economics and optimization levers.
- Working knowledge of US payments regulatory concepts like MTLs, Agent of Payee, and Payment Facilitator models.
- Experience managing commercial relationships with payment processors and technology partners.
- Ability to produce concise, data-driven memos and presentations.
- Technical acumen to engage with engineering on API integrations and data modeling.
Responsibilities
- Define strategy around end-to-end payment metrics like float days, cost per payment, and card mix.
- Own the roadmap to optimize acceptance costs via Level 2/3 metadata, smart routing, and surcharge deployment.
- Drive a multi-quarter roadmap balancing quick wins, platform investments, and long-term innovation.
- Evaluate emerging payment technologies such as RTP, FedNow, open banking APIs, and AI-powered reconciliation.
- Engage customers to enhance products that ease fund collection and increase float.
- Serve as product lead for identifying and mitigating regulatory risk, including MTLs, Agent of Payee, and Payment Facilitator models.
- Own commercial relationships with Payment Service Providers (PSPs) and processors.
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