10-15 years of proven experience in a leadership role within collections, customer care, or operations analytics, preferably in the fintech or financial services industry. Consulting background highly desirable. Strong analytical and problem-solving skills. Demonstrated ability to translate data into actionable insights. Experience in developing and managing project plans. Track record of driving initiatives to successful completion. Excellent communication and stakeholder management skills. Ability to influence and align cross-functional teams. Effective change management skills. Proficiency in data analysis and visualization tools (e.g., SQL, Tableau, Looker). A strategic mindset with the ability to identify and prioritize opportunities with the highest impact.