5+ years of experience as a Product Owner or Analyst in financial services, lending, or risk management. Deep understanding of credit and cashflow data sources. Experience with data-driven products, service design, and automation frameworks. Ability to translate technical concepts into business-friendly narratives. Strong proficiency in user story writing, especially for service-oriented or data-driven features. Skilled at balancing competing priorities and communicating clearly across technical and non-technical audiences. Familiarity with risk models, API integrations, and decisioning tools.