Lead Credit Manager, Payments

Strong conceptual problem solver with track record of analytical and strategic impact Advanced analytics toolkit (strong SQL, Python) Demonstrated ability to independently analyze complex datasets Experience working with unstructured data and predictive models Comfortable collaborating across disciplines (credit, product, data science, finance) Results-driven, owning problems end-to-end Experience in financial services, credit, or payments preferred

Define roadmap for payments optimization Analyze data to improve repayment prediction and reduce failed payments Design and execute experiments to improve payment success and manage costs Develop and monitor KPIs for payment performance Build dashboards, alerting, and diagnostic tools Collaborate with Product and Engineering to implement strategies Develop long-term vision for payment intelligence Design real-time intelligence loops for adaptive payment strategies