Head of Risk
Company:FairMoney
Location:Nigeria, Zambia, Uganda
Languages:English
Seniority level:Executive, 10 to 15 years
Experience:10 to 15 years
Skills:
SQLData AnalysisPeople ManagementTableauFinancial ManagementData scienceStrategic ManagementComplianceFinancial analysisData modelingA/B testingRisk Management
Requirements:
10 to 15 years of credit risk experience Exposure to Fintech / retail banking credit risk / NBFCs Preference for prior CRO / Head of Risk experience Leadership of multiple products or geographies History of managing companies through growth and recessionary periods Experience developing a vision and instituting a data-driven framework Experience in analytical skills like data science model development, NPV modeling, impairment forecasting, and setting up A/B tests Proficient SQL user Reasonable experience with BI tools like Tableau, Power BI, or similar End-to-end lifecycle expertise + strategic planning capability Managed 5–15+ people Led distributed or multi-country teams Successfully launched new products, new markets, or major portfolio restructuring while keeping losses in check
Responsibilities:
Define risk appetite for the company Manage the business within risk appetite Set and execute risk strategies Own main portfolio metrics (default rates, acceptance rates, etc.) Forecast, monitor, and deliver insights on portfolio performance and ECL Drive decisions on new risk product updates Lead understanding of NPV and unit-level economics Design and execute collections strategy Lead fraud prevention workstreams Own and drive the risk-related product roadmap Build, improve, and maintain risk policies Chair the credit committee Stay up to date on regulatory changes and ensure compliance Work closely with the Data Science team Mentoring and coaching team members
