FairMoney

👥 501-1000💰 $42,000,000 Series B over 3 years agoInternet Lending Financial Services Banking Mobile FinTech💼 Private Company

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FairMoney is a credit-led mobile banking platform founded in 2017, focusing on emerging markets, particularly Nigeria. The company aims to provide accessible financial services and has attracted nearly €50 million in funding from notable global investors such as Tiger Global, DST, and Flourish Ventures. FairMoney offers remote work options and operates offices in Paris, Bangalore, Lagos, İstanbul, and Riga.

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Jobs at this company:

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🔥 Software Engineer - Frontend

Posted 4 days ago

📍 Nigeria

🧭 Full-Time

🔍 Fintech

🔧 Requirements

5+ years of professional experience in React, React Native and Next.JS
2+ years of experience working in Fintech.
Excellent troubleshooting skills.
Familiarity with RESTful APIs.
Solid understanding of core JavaScript, and Typescript concepts.
Experience with writing automated tests (eg- Jest, Karma, Jasmine, Mocha, enzyme, cypress)
Strong knowledge of testing best practices and understanding of CI/CD.
Excellent verbal and written communication skills.
Excellent problem-solving skills and object-oriented design skills.
Teamwork player used to pair programming and peer reviews.

💡 Responsibilities

Developing high-quality features by working with our Product team to better serve customers.
Building a platform on which each market can plug its specific features while maintaining a solid common core product.
Tackling complex financial processes with the right patterns and appropriate solutions.
Helping drive the architecture and technology choices that enable a world-class experience for our customers.
Being responsible for designing, developing, and deploying medium to large-sized projects.
Helping define engineering best practices and providing technical mentorship to other members of the engineering team.
Contributing to continuous improvements to an infrastructure that can handle millions of clients.
Analyzing and improving efficiency, scalability, and stability of monitoring, continuous integration, and platform integration.

Frontend DevelopmentGitJavascriptJestReact NativeTypeScriptAzureNext.jsReactCI/CDRESTful APIsTroubleshootingJSONSoftware Engineering

Posted 4 days ago

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🔥 Senior Product Manager - Lending

Posted about 1 month ago

📍 India, Nigeria, Uganda, Zambia

🧭 Full-Time

🔍 Fintech

🔧 Requirements

Minimum of 5 years experience as a Product Manager, in the lending industry, preferably within the fintech sector.
In-depth knowledge of lending products and services, including consumer and small business lending, credit scoring models, and risk assessment.
Demonstrated experience in developing and launching successful fintech products.
Strong analytical and data-driven decision-making skills.

💡 Responsibilities

Develop a clear and compelling product strategy for the lending division that supports Fairmoney's overall business objectives and aligns with the company's mission.
Identify and prioritise market opportunities, ensuring that our lending products remain competitive and relevant in the rapidly evolving fintech landscape.
Collaborate with cross-functional teams, including Engineering, Growth, Design, Data Science, Risk and Operations, to create a comprehensive and achievable product roadmap.
Regularly review and refine the roadmap to adapt to market dynamics, customer feedback, and business priorities.
Conduct thorough market research and customer analysis to gain valuable insights into customer behaviour, pain points, and preferences related to lending products.
Utilise data-driven insights to make informed product decisions, enhance user experiences, and drive customer satisfaction.
Oversee the end-to-end product development process, from concept to launch, ensuring that the lending products meet high standards of quality and compliance.
Collaborate closely with cross-functional teams to deliver products within agreed timelines and budgets.

LeadershipSQLAgileData AnalysisProduct ManagementProduct OperationsCross-functional Team LeadershipProduct DevelopmentStrategyProduct AnalyticsAlgorithmsAPI testingData StructuresREST APICommunication SkillsAnalytical SkillsCustomer serviceComplianceJSONMarket ResearchRisk ManagementTeam managementStakeholder managementFinancial analysisData modelingA/B testing

Posted about 1 month ago

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🔥 Head of Collections Analytics and Strategy

Posted about 2 months ago

📍 Bengaluru, Karnataka, India, South Africa

🔍 Mobile Banking

🔧 Requirements

5+ years of experience in collections analytics, credit risk, or a similar data-driven strategy role, with a strong track record of performance optimization in unsecured lending.
At least 2 years in a leadership or team management role, with experience in leading and developing cross-functional teams.
Experience with managing large-scale, multi-faceted collections strategies, including call centers, customer engagement, and ECL modeling.
Proficiency in SQL, Python, or similar data extraction and manipulation tools for handling large datasets.
Strong experience with statistical modeling and analytics tools to develop and improve ECL models and optimize recovery strategies.
Expertise in cohort analysis, book analysis, and segmentation strategies, understanding the nuances between these approaches and their impact on recovery performance.
Ability to apply predictive analytics and build actionable strategies to improve key KPIs, including recovery rates, aging of debt, and delinquency rates.
A deep understanding of the relationship between underwriting decisions and collections performance, and how those impact the recovery process.
Ability to isolate and quantify the effects of underwriting vs. collections strategies on performance, using data to drive improvements in both areas.
Experience optimizing recovery strategies across different segments of a consumer loan portfolio.
Ability to think strategically about collections while being hands-on in analyzing the data and understanding the granular details (SQL queries, statistical models).

💡 Responsibilities

Lead the analytics and strategy for optimizing collections processes across the unsecured lending portfolio.
Develop, maintain, and refine ECL models (Expected Credit Loss) to predict and optimize recovery rates.
Use cohort analysis and book analysis to assess performance, measure recovery effectiveness, and adjust strategy based on trends.
Drive A/B testing, test-learn-iterate approaches to improve collections strategies, optimizing both short-term recovery and long-term customer relationships.
Understand how different data dimensions affect each other and synthesize findings to create actionable insights.
Perform data extraction and analysis (SQL, Python, or other analytics tools) to monitor collections performance, ensuring accuracy and completeness in reporting.
Build sophisticated models to isolate recovery rates impacted by underwriting decisions vs. collections efforts.
Conduct in-depth analyses to understand portfolio behavior and segment customers based on recovery likelihood and repayment capacity.
Evaluate the relationship between credit underwriting decisions and recovery performance, identifying areas for improvement in both functions.
Manage a cross-functional team of analysts and collections specialists, ensuring they have the tools, training, and support to optimize performance.
Continuously refine and enhance the recovery rates across different segments, ensuring alignment between underwriting, collections, and customer service.
Work closely with the call center teams, providing guidance on the tonality of calls, communication approaches, and overall strategy for handling collections.
Develop and track key performance metrics for the team, providing regular feedback and leading initiatives to improve operational efficiency.
Ensure the collection strategy aligns with broader business goals, focusing on profitability, risk management, and customer experience.
Manage and optimize the entire collections lifecycle, from initial outreach through final resolution, while balancing risk and customer satisfaction.
Implement innovative strategies to improve recovery rates, considering customer segmentation, call center strategies, and collection tools.
Collaborate closely with key internal stakeholders, such as the underwriting team, data science teams, marketing, and senior leadership, to refine the collections strategy and align on business objectives.
Effectively communicate insights and recommendations to senior leadership, including reports on performance, improvements, and optimizations.
Advocate for a test-learn-iterate mindset across departments to drive data-informed decisions that continuously improve collections outcomes.

SQLData AnalysisMachine LearningAlgorithmsData sciencePandasRisk ManagementData visualizationFinancial analysisData modelingA/B testing

Posted about 2 months ago

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🔥 Head of Business Banking Product

Posted about 2 months ago

📍 Nigeria, India

🧭 Full-Time

🔍 Fintech

🔧 Requirements

10+ in fintech, product management, and business banking, preferably in the Nigerian or African market or emerging markets
Strong understanding of core payment systems, financial technologies, and digital banking platforms.
Track record of successfully launching and scaling financial products and services.
Excellent strategic thinking, problem-solving, and decision-making abilities.
Strong leadership skills with the ability to motivate and inspire cross-functional teams.
Exceptional communication and interpersonal skills.
Experience with regulatory compliance in the financial services industry.
Flexibility to adapt to a fast-paced and evolving business environment.

💡 Responsibilities

Develop and execute a comprehensive product strategy.
Leverage fintech knowledge to drive product innovation.
Lead the expansion of the product portfolio to include business banking services.
Oversee the enhancement and maintenance of core payment systems.
Conduct market research and competitive analysis.
Champion a customer-centric approach.
Collaborate with cross-functional teams.
Stay updated on relevant financial regulations.
Define KPIs and metrics to track success.
Build and lead a high-performing product team.

LeadershipPythonSQLAgileData AnalysisProduct ManagementComplianceCross-functional collaborationMarket ResearchRisk Management

Posted about 2 months ago

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🔥 Team Lead - .NET

Posted about 2 months ago

📍 Turkey, Georgia, Serbia, Nigeria, France, Germany, Poland

🔍 Software Development

🔧 Requirements

6 - 8 years of experience in backend development mostly with .Net (C#)
Experience managing and leading a software engineering team
Understanding of Azure or AWS cloud providers
Experience in architecting scalable solutions

💡 Responsibilities

Scaling and leading our globally distributed software engineering teams (Backend).
Putting processes in place to insure high quality and timely delivery of team engineering objectives.
Managing and contributing at times in our quest to build scalable infrastructure whilst limiting technical debt at all times. Look at engineering solutions through the lens of efficiency, quality, and velocity.

AWSBackend DevelopmentLeadershipSoftware DevelopmentSQLAgileCloud ComputingGitKubernetesSCRUMSoftware ArchitectureC#AlgorithmsAzureData StructuresGo.NETREST APICI/CDTerraformMicroservicesTroubleshootingTeam management

Posted about 2 months ago

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🔥 Software Engineer - Backend (.NET)

Posted about 2 months ago

📍 Nigeria, India

🧭 Full-Time

🔍 Fintech

🔧 Requirements

6+ years of experience in backend software development with C#.
2+ years of experience working in Fintech.
2+ years of experience contributing to the architecture and design (architecture, design patterns, reliability, and scaling) of new and current systems.
Excellent verbal and written communication skills.
Excellent problem-solving skills and object-oriented design skills.

💡 Responsibilities

Developing high-quality features by working with our Product team to better serve customers.
Building a platform on which each market can plug its specific features while maintaining a solid common core product.
Tackling complex financial processes with the right patterns and appropriate solutions.
Helping drive the architecture and technology choices that enable a world-class experience for our customers.
Being responsible for designing, developing, and deploying medium to large-sized projects.
Helping define engineering best practices and providing technical mentorship to other members of the engineering team.
Contributing to continuous improvements to an infrastructure that can handle millions of clients.
Analyzing and improving efficiency, scalability, and stability of monitoring, continuous integration, and platform integration.

Backend DevelopmentSoftware DevelopmentSQLAgileDesign PatternsSoftware ArchitectureC#Azure.NET.NET coreRDBMSREST APICommunication SkillsAnalytical SkillsCI/CDProblem SolvingMicroservicesJSONFinancial analysisData modelingDebugging

Posted about 2 months ago

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🔥 Software Engineer - Backend (Go-lang)

Posted about 2 months ago

📍 Worldwide

🧭 Full-Time

🔍 Fintech

🔧 Requirements

6+ years of experience in backend software development mostly with Go-lang (and/or Java/C++);
2+ years of experience contributing to the architecture and design (architecture, design patterns, reliability, and scaling) of new and current systems
Engineering or University Diploma in computer science (we are also open to self-taught with 5 years of experience in computer engineering)
You are able to code in a backend languages (Python, Java, Javascript, Golang, C#)
Understanding of AWS or GCP cloud providers.
Understanding the architecture and function of multiple technology teams working together to build systems.

💡 Responsibilities

Developing high-quality features by working with our Product team to better serve customers;
Building a platform on which each market can plug its specific features while maintaining a solid common core product;
Tackling complex financial processes with the right patterns and appropriate solutions;
Helping drive the architecture and technology choices that enable a world-class experience for our customers;
Being responsible for designing, developing, and deploying medium to large-sized projects;
Helping define engineering best practices and providing technical mentorship to other members of the engineering team;
Contributing to continuous improvements to an infrastructure that can handle millions of clients;
Analyzing and improving efficiency, scalability, and stability of monitoring, continuous integration, and platform integration.

AWSSoftware DevelopmentCloud ComputingDesign PatternsRuby on RailsGoREST APIMicroservices

Posted about 2 months ago

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🔥 Growth Manager - Retail Banking (Savings & Current Accounts)

Posted about 2 months ago

📍 India, South Africa, Zambia, Uganda

🧭 Full-Time

🔍 Fintech

🔧 Requirements

5-8 years of experience in a growth, digital marketing, or performance marketing role within fintech, banking, e-commerce, or a high-growth startup.
Strong understanding of growth marketing, offline acquisition, digital acquisition, lifecycle marketing, and data-driven decision-making.
Experience in managing multi-channel campaigns, including paid media, referral programs, CRM, and organic growth.
Strong analytical skills, and experience with SQL, Google Analytics, and data visualization tools.
Hands-on experience with A/B testing, conversion optimization, and retention marketing.
Ability to develop and execute strategies with limited resources in a fast-paced environment.
Excellent communication, stakeholder management, and project management skills.
Passion for financial inclusion and empowering Nigerians with fair banking solutions.

💡 Responsibilities

Develop and own the growth strategy for FairMoney’s retail banking products (savings, deposits, current accounts).
Identify and prioritize key growth levers across customer acquisition, activation, retention, and monetization.
Define and execute multi-channel marketing campaigns, including paid marketing, offline acquisitions, Telesales, referrals, affiliates, influencers, social media, email, push notifications, and in-app messaging.
Monitor and optimize the customer journey and conversion funnel to maximize sign-ups and engagement.
Design and implement highly effective acquisition campaigns targeting new and existing customers.
Develop and manage lifecycle marketing programs, including onboarding, activation, cross-sell, and upsell strategies.
Build and execute strategies to improve customer engagement, reducing churn and increasing product stickiness.
Develop partnership strategies with relevant financial service providers, agents, and platforms.
Define KPIs to track performance across the entire customer funnel (acquisition, activation, engagement, retention, LTV).
Analyze and leverage customer insights to optimize acquisition, engagement, and monetization strategies.
Conduct A/B tests and iterate on growth initiatives based on performance data.
Develop dashboards and reports to track the effectiveness of campaigns.
Work closely with Product & UX teams to ensure a seamless, intuitive customer experience.
Collaborate with the Operations team to improve customer success and drive satisfaction.
Partner with external providers (marketing agencies, fintech platforms, affiliates) to drive growth.
Ensure alignment of the growth strategy with FairMoney’s overall business objectives.

SQLData AnalysisGoogle AnalyticsData visualizationDigital MarketingCRMA/B testing

Posted about 2 months ago

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🔥 FX Trader Associate

Posted 3 months ago

📍 Nigeria, Ghana, Cameroon, Kenya

🔍 Fintech

🔧 Requirements

Previous experience in FX trading, treasury management, or fintech.
Strong understanding of FX rates, currency risk management tools, and market dynamics.
Familiarity with FX market regulations and trading platforms.
Ability to analyze market data and report findings.
Experience in collaboration with internal teams and external clients.
Excellent attention to detail for trade execution and reconciliation.
Strong communication and problem-solving skills.
Results-driven approach towards achieving trade margins and revenue.

💡 Responsibilities

Handle large block trades ensuring efficient execution and matching with clients’ needs.
Develop OTC sales strategies, guiding the team on the implementation approaches.
Provide daily market updates and pricing information to stakeholders.
Book and manage trades accurately, ensuring minimal discrepancies.
Resolve discrepancies related to trade bookings and reconcile trades daily.
Ensure compliance with trade regulations and enhance accuracy in processes.
Focus on generating scalable trade volume to support company growth.
Analyze market data to inform business decisions and optimize strategies.

Data AnalysisComplianceRisk Management

Posted 3 months ago

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