- Build, evaluate, and maintain underwriting and decisioning models across Cash App Borrow and Afterpay.
- Design and evolve credit decision frameworks, including the modeling, automation, and policy logic that manage credit exposure over time.
- Design and run experiments to evaluate model performance, measure impact on approval rates and loss, and inform credit policy decisions.
- Develop deep understanding of borrower behavior, repayment dynamics, and portfolio structure and use that to inform model design.
- Contribute analysis to inform portfolio-level decisions and explain model behavior to senior leaders.
- Work across the full modeling lifecycle: problem formulation, feature engineering, training, calibration, deployment, monitoring, and iteration.
- Build agentic engineering workflows that accelerate development, testing, and documentation.
- Collaborate with Product, Engineering, Legal, Compliance, and Operations to ensure credit systems reflect business goals.
- Shape how AI developer tooling is adopted across the team, defining review practices and quality standards.
PythonSQLMachine Learning+3 more