Credit Policy & Decisioning Analyst

New
Remote First CultureFull-TimeMiddle
Salary120,000 - 150,000 USD per year
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Job Details

Experience
3–5 years
Required Skills
PythonSQLRESTful APIsJSON

Requirements

  • Bachelor’s degree in a quantitative or technical field (e.g., Data Science, Finance, Engineering, Analytics)
  • 3–5 years of experience in fintech, lending, credit risk, or decision systems
  • Strong hands-on experience with rule-based systems, decision engines, or workflow platforms
  • Experience translating business logic into technical decision rules
  • Proven ability to produce clear, structured, and comprehensive documentation
  • Strong analytical and problem-solving skills with ability to work with complex datasets
  • Experience with SQL for querying and validating decision outcomes
  • Experience with APIs, JSON, or system integrations
  • Experience with Python for analysis or automation

Responsibilities

  • Translate credit policies into structured decision rules (eligibility, approval/decline, pricing, workflows)
  • Configure, maintain, and optimize decision logic in Taktile or similar rule-based platforms
  • Conduct scenario testing, UAT, and rule validation to ensure accurate system behavior
  • Analyze and troubleshoot decisioning issues across rule logic, data inputs, and system workflows
  • Monitor decision engine outputs for accuracy and consistency
  • Partner with Product Engineering teams on data integrations, APIs, and system enhancements
  • Maintain detailed change logs, test artifacts, and audit documentation for all rule updates
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120,000 - 150,000 USD per year
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