Product Performance Actuary
New
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Ethos LifeLife Insurance
Remote USFull-TimeSenior
Salary150,000 - 266,000 USD per year
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Job Details
- Experience
- 5+ years of experience in life insurance actuarial roles
- Required Skills
- PythonSQLSnowflakeMicrosoft ExceldbtR
Requirements
- FSA or near-FSA designation preferred; experienced ASA candidates considered.
- 5+ years of experience in life insurance actuarial roles with exposure to both mortality and underwriting models.
- Proven ability to translate third-party data, post-issue audits, and other leading indicators into expected mortality outcomes.
- Experience with assumption setting for life insurance pricing, forecasting, or valuation across a broad range of products.
- Track record of partnering with finance, product, and underwriting teams—aligning actuarial rigor with business velocity.
- Familiarity with modern data tools and pipelines (SQL, dbt, Snowflake, etc.).
- Strong statistical modeling skills in R or Python.
- Proficiency with Excel and actuarial modeling tools.
- Excellent communication skills, able to translate technical work for non-actuarial audiences.
Responsibilities
- Own mortality-related assumptions and other actuarial inputs across product development, forecasting, and financial reporting.
- Lead the development and maintenance of expected mortality models, assumption frameworks, and experience studies.
- Leverage leading data points, such as post-issue audit data and mortality risk scores, to predict mortality before experience is fully credible.
- Monitor actual-to-expected mortality experience and work collaboratively with underwriting and data science teams.
- Design and complete protective value studies to quantify the mortality lift of underwriting requirements.
- Quantify the impact of applicant behavior on overall expected mortality and mortality curve shapes.
- Utilize AI to accelerate pace of insights and maximize business impact.
- Serve as the Ethos mortality subject matter expert, advising senior leaders internally and engaging with key partners externally.
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