Understand underwriting policies, guidelines, practices and procedures
Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
Communicate effectively both written and verbally to explain underwriting decisions
Influence and champion changes to improve processes while maintaining mortality expectations
Work efficiently to gather information necessary for decision making
Independently work assigned requests with minimal direction
Navigate and work comfortably with ambiguity
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About Ethos Life
Ethos Life is transforming the $650 billion life insurance market. We make protecting your family instant, affordable, and accessible. Our technology platform serves consumers, agents, and carriers, delivering instant approvals and a seamless online process. Founded in 2016, we've secured over $400 million in funding and were valued at $2.7 billion in July 2021. You will join a company dedicated to ethical and modern life insurance solutions, ensuring financial security for families.
How We Work
You will thrive in our remote-first environment, with team members across the US. We emphasize transparency, collaboration, and continuous improvement. We encourage you to take ownership and make a significant impact. We foster intellectual rigor and open communication. You will find a supportive workplace dedicated to speed and quality, valuing data-driven decisions and impactful results.
Engineering at Ethos Life
Our engineers build scalable platform services and complex backend systems. You will work on an application engine, underwriting engine, and administration system. We prioritize clean, modular, and high-performing code, maintaining internal standards and frameworks. We leverage AI tools to accelerate development workflows and improve productivity. Our team designs clean APIs and solves performance issues for large-scale web applications. We utilize technologies like Google Workspace, Proofpoint, Slack, Okta, Jamf, Intune, and enterprise financial planning systems such as Adaptive and Anaplan. Our tech stack also includes iPhone/Mobile Compatible, Viewport Meta, SSL by Default, Apple Mobile Web Clips Icon, HSTS, DNSSEC, Content Delivery Network, WordPress, and IPv6. You will contribute to cutting-edge solutions transforming an entire industry.
Why Join Us
Transform a $650 billion industry with groundbreaking technology.
Join a remote-first team impacting over a million lives.
Develop scalable systems and innovative products across a robust tech stack.
Contribute to a mission-driven company that protects families.
Work in an environment that values intellectual rigor and continuous improvement.
Benefits & Perks
100% employer-covered medical, dental, and vision insurance for employees.
70% coverage for dependents for medical, dental, and vision insurance.
401(k) plan with employer matching.
Flexible time off and parental leave.
Stock options for employees.
Company-sponsored family events.
Mental health benefits and paid holidays, including your birthday.