MLRO, Canada

At least 3 years of experience in a senior or management compliance role at a Canada-based fintech or financial institution. Direct experience with regulatory communications and licensing efforts specifically with FINTRAC. Comprehensive knowledge of Canadian federal and provincial regulatory environments and registration requirements. Demonstrated capability to interpret and implement RPAA requirements. CAMS certification (or equivalent) is highly preferred.

Own and maintain AML/CTF compliance with FINTRAC. Spearhead transition into RPAA compliance. Act as primary liaison between LemFi, national regulators, and Canadian banking partners. Obtain and maintain necessary licenses and registrations. Develop the RPAA program from the ground up. Serve as the main point of contact for FINTRAC and law enforcement for STR, UAR, and EFT filings. Provide MIS updates to the Board and Senior Executive team. Develop regional AML risk assessments. Lead regulatory or independent AML audits within Canada. Manage and guide compliance staff focused on Canadian operations. Assist the Global Compliance Officer with cross-functional initiatives.