Director of Financial Planning & Analysis (FP&A)

Bachelor's degree; MBA or CPA preferred 8-12 years of progressive FP&A experience 3+ years in SaaS and/or Fintech environments Deep understanding of SaaS metrics (ARR, NDR, CAC, LTV, churn) Deep understanding of Fintech/payments dynamics (interchange, processing costs, revenue share) Strong modeling skills and fluency in Excel Experience with FP&A tools (e.g., Cube, Mosaic, Anaplan) Experience with data platforms (e.g., Looker, PowerBI, Tableau) Excellent communication and presentation skills Comfort working with C-level executives Proven ability to lead cross-functional projects Ability to identify and collaborate with key stakeholders Ability to influence without authority

Lead annual budget, rolling forecasts, and long-range planning processes. Develop comprehensive financial models for SaaS and payments revenue streams. Provide strategic financial guidance to C-suite and functional leads. Serve as primary finance partner to Sales, Marketing, Product, Engineering, and Operations. Collaborate with Sales on commission plan design and quota setting. Model financial impact of new features, pricing changes, and payment partner agreements. Analyze SaaS and payments performance KPIs including ARR/MRR, gross margin, retention/churn, interchange revenue, and take rate. Support product monetization strategies and payments/fintech-related compliance initiatives. Develop and manage dashboards, reporting tools, and KPIs for financial and operational performance. Analyze key SaaS metrics (ARR, NDR, CAC, Magic Number). Build and refine models for critical payments KPIs (GPV, Take Rate, Net Take Rate, Transaction Margin, cost of processing). Conduct cohort analysis, pricing and packaging analysis, and ROI analysis. Own monthly and quarterly management reporting including variance analysis and board decks. Lead monthly variance analysis of actuals vs. budget/forecast. Deliver actionable insights on operational efficiency, revenue growth, and margin improvement. Lead the buildout and optimization of FP&A tools. Drive automation of reporting and planning processes. Collaborate with accounting on close processes and reconciliation. Manage, mentor, and grow a high-performing FP&A team.