Portfolio Analyst

Bachelor's degree (preferably in Economics, Finance, Mathematics, or Statistics). Minimum of 2 years experience in banking, credit risk or portfolio management. Strong financial analysis, underwriting, risk assessment, and risk mitigation skills. Proficient in Google Workspace or Microsoft Suite (Word, Excel, PowerPoint, etc). Knowledge of Python, SQL, or similar data analysis tools. Strong communication and negotiation skills. Inquisitive and analytical mindset. Highly detail-orient

Implement credit risk policies and acquisition strategies for Salary Lending and new products. Design, test, and execute credit strategies, pricing policies, and portfolio management frameworks. Monitor portfolio performance, underwriting operations, and key risk indicators (KPIs). Conduct data-driven analysis and collaborate to enhance BI tools, core data sets, and risk assessment capabilities. Partner to develop advanced Credit Algorithms, predictive models, and research insights. Lead and collaborate on cross-functional projects on risk management, profitability, and process optimization. Monitor the portfolio, perform analyses and deep dives using data segmentation techniques. Develop and improve the core credit framework. Assist in developing and implementing data collection, data analytics, and other strategies. Dive deep into core credit issues and prioritize business and information needs. Establish measurements to analyze credit model performance and uncover insights. Monitor credit performance metrics to identify issues and opportunities. Design and implement reports and performance measurement dashboards. Share actionable, data-backed insights with key stakeholders.