Director of Portfolio Risk & Strategy

10+ years of experience in unsecured consumer lending in a high-volume, international context. Proven track record in developing and implementing scalable decisioning, analytical, and valuation frameworks. Experience in creating sound governance structures and influencing partner teams. Strong analytical and problem-solving skills, applying advanced analytical techniques. Proficiency in SQL and Python. Bachelor’s degree in finance, engineering, statistics, or related discipline.

Define and maintain risk appetite frameworks and credit policies for international markets. Oversee credit risk committee meetings and executive-level synthesis. Design and implement continuous credit performance monitoring. Anticipate macroeconomic and competitive trends affecting the portfolio. Identify risk-adjusted growth opportunities for customer segments. Provide executive-level syntheses on risk performance to leadership and the Board.