Bachelor’s degree in business, Statistics, Mathematics, Computer Science, Engineering or Economics and 5+ years relevant experience OR a Master's degree in above areas with 3+ years relevant experience Experience in collections, marketing or credit risk management in consumer lending industry is a plus Strong analytical and problem-solving skills Experience using machine learning and statistical models to develop strategies Strong proficiency in SQL Knowledge of R, Python, Tableau, Looker and Knowledge Seeker will be a plus Strong communication skills – ability to communicate technical subject matter clearly and succinctly Knowledge and experience of segmentation, statistical procedures, and financial analytic tools Curious to ask questions, probe into reasons and challenge the status quo Self-starter and comfortable dealing with ambiguity Strong ownership and motivation to drive business results Ability to work in a fast-paced environment and meet deadlines