Product Manager (P&C Commercial Lines)

Bachelor's degree required, Quantitative discipline preferred 2-3 years P&C insurance product management experience, or 3-5 years P&C insurance Product Analyst experience. Familiarity with P&C insurance policy and claims work processes and P&C insurance data and relevant metrics. Experience with commercial lines rating plans using ISO loss costs or proprietary rating plans. Expertise in insurance pricing strategies, particularly within the property and casualty insurance space. Demonstrated process analysis and automation competency. Strong analytical and data skills. Excel power user. Experience with SQL, Python or other data extraction and reporting tools to acquire policy and premium data from data warehouse tables. Working knowledge of actuarial fundamentals including loss development triangles, rate level indications, premium trends, loss trends and credibility. Exceptional communication and interpersonal skills

Develop and maintain product scorecards to monitor key product performance indicators. Acquire Subject Matter Expertise on insured policy and claim data. Use SQL, Python or other analytical applications to acquire, summarize and report policy, premium and loss data. Work with underwriting business unit leaders to manage the rating plans. Work with underwriting business unit leaders to manage the policy forms kits. Identify and describe requirements to streamline, structure and automate new and renewal underwriting and policy issuance processes. Ensure loss runs from claims TPAs are properly ingested, archived and reported. Develop a detailed understanding of key competitors and market segments. Optimize financial results by balancing production, loss ratio, and agency commission and fees.