Supervise, mentor, and develop a team of underwriters and underwriting assistants. Establish clear performance goals and monitor results. Execute departmental strategies to achieve key metrics. Provide ongoing training and professional development. Review and approve complex or high-value applications. Ensure consistent application of underwriting policies, procedures, and best practices. Monitor underwriting quality and risk exposure. Collaborate with sales, compliance, QA, and processing teams. Stay current on market trends, emerging risks, and competitor practices. Contribute to the development and refinement of underwriting policies, pricing strategies, and product guidelines. Identify and implement process improvements. Support technology and automation initiatives. Provide expert guidance and support to operators and dealers. Participate in client meetings. Deliver underwriting insights, portfolio analyses, and performance reports.