Lead and oversee the compliance function for insurance operations across Australia and New Zealand. Ensure full adherence to regulatory requirements, contractual obligations, and internal policies. Proactively manage compliance risks and foster a strong compliance culture. Develop, implement, and maintain a comprehensive compliance framework aligned with APRA, ASIC, and RBNZ regulations. Lead the coordination of legislative, regulatory, and contractual compliance processes across AU and NZ entities. Oversee the planning and preparation of submissions to government authorities. Ensure timely re-registration of product lines and manage approval processes. Monitor regulatory changes and update policies, procedures, and product specifications. Conduct compliance risk assessments and implement mitigation strategies. Oversee compliance-related software systems. Manage incident reporting and investigations. Prepare and present compliance reports to senior management and the Board. Provide expert advice on regulatory obligations and emerging risks. Research and analyze political, economic, and industry trends. Design and deliver compliance training programs for staff. Promote a strong compliance culture. Act as the primary liaison with regulators, auditors, and internal stakeholders.