Marqeta

Marqeta is a card issuing platform that provides infrastructure and tools to help companies build and manage payment programs.

1001-5000 employees
Founded 2010
Cryptocurrency
Public Company

Open Positions8

Remotely in the United StatesOnly in one of our National locationsFull-TimePosted
  • Lead our underwriting strategy helping us to launch successful credit programs.
  • Drive innovation to establish best in class credit strategies and underwriting models.
  • Work closely with internal stakeholders including Banking, Product, Finance, and Data while partnering and building strong relationships with external bank partners and customers.
  • Evaluate and refine credit policies and models for both consumer and SMB credit cards to minimize losses and enhance profitability.
  • Develop and implement tailored, data-driven strategies for effective management of the consumer and SMB credit card portfolios.
  • Conduct risk segmentation, behavioral, loss forecasting, line management and other empirical analyses to support and refine credit models used in underwriting practices for consumer and SMB credit card portfolios.
  • Build dashboards and present regular reports on key performance indicators (KPIs) and key risk indicators (KRIs) specific to consumer and SMB credit cards to senior management.
  • Maintain up-to-date knowledge of regulations and compliance requirements affecting both consumer and SMB credit card products.
PythonSQLData Analysis+2 more
Showing 1 of 8 positions

About Marqeta

Marqeta is pioneering the modern card issuing industry, processing over $200 billion in total processing volume in 2023. You'll join a company that provides the essential infrastructure for embedded finance, allowing businesses to create customized and innovative payment cards through an open API platform. Marqeta’s technology democratizes access to card-issuing technology, enabling companies to launch and manage their own card programs, issue cards, and authorize and settle transactions with unprecedented flexibility and control. This platform powers well-known brands like Block, Cash App, Affirm, Instacart, DoorDash, Uber, and Walmart, simplifying payments and fostering financial innovation globally.

How We Work

Marqeta operates on a "Flexible First" model, allowing you to choose your ideal work environment, whether that's at home or in a company office. This approach prioritizes work-life balance and empowers employees to work where they are most productive and happiest. You'll experience a collaborative environment where diverse perspectives are embraced, and teams work together to solve complex challenges. The company fosters a culture of ownership, accountability, and continuous improvement, with a strong focus on customer success and ethical conduct.

Engineering at Marqeta

As an engineer at Marqeta, you'll tackle complex problems in payment technology, building and scaling highly configurable payment solutions. You'll work with an API-first platform that provides real-time control over card issuing, authorization, and transaction management. The platform runs 24/7, 365 days a year, with a reported 99.99% platform uptime in 2024, demonstrating the team's commitment to reliability and performance. Engineers focus on developing innovative solutions that drive the company's core product offerings, requiring a deep understanding of security and scalable architectures, particularly within cloud-native environments like AWS.

Why Join Us

  • Drive innovation in the embedded finance market, projected to reach $7 trillion by 2030.
  • Contribute to a platform that processes over $200 billion in annual payments, impacting millions of users.
  • Thrive in a "Flexible First" work environment that supports work-life balance and remote productivity.
  • Work with cutting-edge cloud-native technologies and solve challenging, real-world problems in fintech.
  • Benefit from a strong focus on professional development and career growth within a supportive team.

Benefits & Perks

  • Multiple health insurance options with fully paid premiums.
  • Flexible time off, with most employees taking an average of 5 weeks per year.
  • Retirement savings program with company contribution and Employee Stock Purchase Program.
  • Up to 20 weeks of parental leave and family-forming benefits.
  • Monthly stipend for remote work expenses, including cell phone, internet, or commute.
  • Annual "development dollars" for professional growth and learning.

Tech Stack

serverframeworkweb_server

Similar Companies