Director of Payments & Risk

New
C
CoinmeCryptocurrency, Fintech
Remote - USAFull-TimeDirector
Salary not disclosed
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Job Details

Experience
8+ years in payments risk, fraud, or dispute operations; 3+ years leading a risk, fraud, or trust and safety function.
Required Skills
SQLArtificial IntelligenceBlockchainData AnalysisStrategyRisk Management

Requirements

  • 8+ years in payments risk, fraud, or dispute operations within financial services or cryptocurrency.
  • 3+ years leading a risk, fraud, or trust and safety function.
  • Expertise in card-rail mechanics (authorization/decline flows) and chargeback/representment economics.
  • Working knowledge of ACH, real-time rails, and crypto-side risk (wallet behavior, on-chain flows).
  • Extensive hands-on administration of modern fraud prevention platforms (e.g., Sardine, SEON, Sift, Kount, Forter).
  • Strong SQL proficiency and comfort in log and observability platforms.
  • Proven experience building or governing AI-assisted operational workflows.
  • Strong documentation, cross-training, and systems-building skills.
  • Ability to influence cross-functional processes and drive root-cause fixes.
  • Demonstrated ability to hire, develop, and retain high-performing teams.

Responsibilities

  • Own the fraud risk strategy and the end-to-end defense architecture across the payments stack.
  • Run the detection portfolio as a measured system using rules, thresholds, models, and velocity limits.
  • Manage the chargeback and dispute program economics, including win-rate and net-recovery reporting.
  • Lead fraud investigations and incident response with evidence-first discipline.
  • Design and govern AI-native risk operations, including agentic workflows for triage and monitoring.
  • Hire, coach, and grow risk analysts and scientists.
  • Drive root-cause fixes across the payment flow and customer journey by partnering with compliance, product, and engineering teams.
  • Manage the vendor and partner ecosystem, including commercial relationships and SLAs.
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