Senior Underwriting Consultant

New
P
ProtectiveLife Insurance
Work From Home / Nebraska - VirtualFull-TimeSenior
Salary$84,000 - $128,000 a year
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Job Details

Experience
Minimum of 10 years of life insurance underwriting experience
Required Skills
Financial analysis

Requirements

  • Bachelor’s degree or equivalent experience.
  • Minimum of 10 years of life insurance underwriting experience.
  • Proven ability to underwrite large and complex cases, including impaired risks.
  • Experience working within the independent agent / brokerage (BGA) distribution channel.
  • Demonstrated decision-making authority on higher face amounts and complex risk profiles.
  • Strong analytical and risk assessment skills.
  • Excellent communication and relationship management abilities.
  • Customer-focused mindset with a commitment to service excellence.
  • Ability to manage competing priorities and maintain productivity.

Responsibilities

  • Underwrite complex individual life insurance cases, including impaired risk, with face amounts typically above $5M and authority up to $10M.
  • Analyze medical, financial, and non-medical information to make sound, timely underwriting decisions.
  • Provide second signature support and guidance to junior underwriters.
  • Partner closely with internal sales and distribution teams to support business objectives.
  • Build and maintain strong relationships with independent agents, BGAs, and key distribution partners.
  • Manage a high-volume caseload while meeting service and quality standards.
  • Communicate underwriting decisions clearly and effectively to internal and external stakeholders.
  • Contribute to team development through mentoring, training, and knowledge sharing.
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$84,000 - $128,000 a year
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