Mortgage Credit Analyst
D
D2BMortgage Lending
Metro Manila, Metro Manila, PhilippinesFull-TimeMiddle
Salary not disclosed
Apply NowOpens the employer's application page
Job Details
- Languages
- English
- Required Skills
- Microsoft ExcelComplianceFinancial analysisGoogle WorkspaceCanva
Requirements
- Previous experience as a Credit Analyst, Credit Assessor, or Mortgage Credit Analyst supporting an Australian mortgage broker or lender.
- Strong understanding of Australian residential lending policies and credit assessment principles.
- Demonstrated experience analysing financial documents and assessing borrower serviceability.
- Ability to identify lending risks and recommend appropriate loan structures.
- Experience reviewing bank statements, payslips, tax returns, liabilities, and supporting financial documents.
- Strong understanding of responsible lending obligations and compliance requirements.
- Hands-on experience using Connective Mercury and ApplyOnline (AOL).
- Excellent written and verbal English communication skills.
- Proficiency in Microsoft Excel, Google Workspace, Adobe Acrobat, and Canva.
Responsibilities
- Analyse borrowers' financial positions, income, liabilities, assets, and living expenses.
- Review payslips, tax returns, financial statements, bank statements, and supporting documentation.
- Assess serviceability and borrowing capacity using lender calculators.
- Prepare accurate loan applications within Connective Mercury.
- Package complete applications for broker review and submission through ApplyOnline.
- Monitor application progress from submission through approval and settlement.
- Liaise with lenders, brokers, solicitors, and clients to obtain additional information where required.
View Full Description & ApplyYou'll be redirected to the employer's site
