Senior AML Analyst
New
L
LithicFinancial Technology
Candidates must be located in the United StatesFull-TimeSenior
Salary65,000 - 110,000 USD per year
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Job Details
- Experience
- 3+ years
- Required Skills
- Compliance
Requirements
- 3+ years of AML/BSA and transaction monitoring experience in fintech, payments, or a bank-partnered environment
- Demonstrated ownership of end-to-end AML programs or work streams with limited guidance, including authoring and maintaining SOPs and preparing governance materials
- Deep knowledge of money laundering typologies and emerging financial crime trends, with the ability to investigate complex activity and prepare high-quality SARs and UARs independently
- Hands-on experience evaluating alert logic and assessing or tuning transaction monitoring rules and scenarios for effectiveness
- Comfort working with AI-assisted or agentic tooling, including how to test, tune, document, and defend AI-assisted decisions to bank partners and regulators
- Self-starter who can create structure where none exists and knows when to escalate and collaborate
- Strong written and verbal communication
- Solid grasp of the BSA/AML regulatory framework (USA PATRIOT Act, OFAC and sanctions, SAR requirements)
Responsibilities
- Own and continuously improve the AML and financial crime transaction monitoring SOPs, keeping them aligned to current regulatory requirements, evolving typologies, and operational reality
- Own the feedback loop into Lithic's monitoring engine: partner with your Analytics, Engineering, and Product peers to evaluate alert logic, assess rule and scenario effectiveness, and tune thresholds to reduce false positives while preserving coverage
- Lead the testing, deployment, and tuning of agentic transaction monitoring and investigation solutions, including documenting the investigative context the tooling needs to produce repeatable, examiner-ready output
- Investigate complex suspicious activity independently and prepare high-quality SARs and UARs; own escalations and the judgment-heavy cases automation cannot close unattended
- Supervise and quality-check alert review and investigative output, including AI-assisted output, so decisions hold up to bank partner and regulatory scrutiny
- Synthesize monitoring performance data, operational trends, and emerging financial crime risks into actionable program insights, and define and influence AML KPIs and KRIs
- Lead governance preparation for relevant oversight forums and support bank partner and exam-readiness deliverables
- Train and mentor analysts on investigations, money laundering typologies, and the agentic tooling, so program knowledge scales beyond any one person
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