Senior Product Manager, Homeowners

New
United StatesFull-TimeSenior
Salary not disclosed
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Job Details

Experience
8+ years of P&C insurance experience
Required Skills
Product ManagementProduct designMicrosoft Excel

Requirements

  • 8+ years of P&C insurance experience.
  • Deep expertise in personal homeowners product management.
  • Demonstrated P&L ownership across multiple states and product lines.
  • Experience with ratemaking, underwriting, product design, and regulatory affairs.
  • Track record of launching new products, coverages, or endorsements.
  • Experience entering new territories.
  • Intermediate to advanced proficiency in Microsoft Excel.
  • Ability to perform hands-on quantitative analysis.
  • Familiarity with E&S property products preferred.
  • Experience in California admitted homeowners markets preferred.
  • Experience with SQL, SAS, R, Python, or Tableau preferred.
  • Master’s degree or relevant professional designation preferred.

Responsibilities

  • Manage P&L results within assigned region, states, and product lines.
  • Ensure rate adequacy and appropriate CAT exposure management.
  • Build and launch new products and coordinate with state departments for approval.
  • Drive the rate and rule revision process end-to-end from scope to implementation.
  • Partner with Actuarial and Analytics teams to assess profitability and identify improvement opportunities.
  • Review competitor filings, rate algorithms, and underwriting guidelines.
  • Provide thought leadership on go-to-market strategies and product positioning.
  • Set and maintain clear priorities across competing product initiatives.
  • Mentor and coach junior team members.
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