Senior Director, Risk and Underwriting
New
N
NMIFintech Payments
Remote, USFull-TimeDirector
Salary180,000 - 225,000 USD per year
Apply NowOpens the employer's application page
Job Details
- Experience
- Eight or more years of relevant experience
- Required Skills
- Risk Management
Requirements
- 8+ years of relevant experience or equivalent operational depth.
- Deep experience in a regulated payments business (acquirer, payfac, processor, or A2A platform).
- Fluent in both card and ACH risk.
- Proven experience owning a sponsor bank or ODFI relationship as the accountable party.
- Experience managing reserves and navigating regulatory examinations.
- Ability to communicate complex risk topics to executives and bankers.
- Experience with fraud strategy, chargeback management, and AML/KYC/KYB governance.
- Comfort with AI and automation-driven underwriting workflows.
Responsibilities
- Own risk and underwriting function across card merchants, A2A clients, ISO/ISV sub-merchants, and high-velocity onboarding.
- Manage fraud monitoring, transaction alerts, NACHA performance, chargeback/dispute operations, and KYC/KYB vendor strategy.
- Oversee reserve methodology, sizing, and release decisions.
- Act as the primary interface for sponsor bank and ODFI partner relationships.
- Ensure audit readiness for BSA, AML, OFAC, and state money transmission licensing.
- Partner with Compliance to align risk execution and assurance.
- Lead project to reconcile risk frameworks, underwriting cultures, and banking arrangements from recent acquisition.
View Full Description & ApplyYou'll be redirected to the employer's site
