Sr. Compliance Manager, MSB & Program Management
New
Fully remote work flexibility within the United States (and Canada where applicable).ContractManager
Salary not disclosed
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Job Details
- Experience
- 7+ years
- Required Skills
- Risk Management
Requirements
- 7+ years of experience in BSA/AML, compliance, risk management, audit, or financial crime functions within banks, fintechs, MSBs, or BaaS program environments.
- Strong hands-on knowledge of MSB compliance requirements, including FinCEN regulations, SAR/CTR obligations, USA PATRIOT Act, and related AML frameworks.
- Experience working within or alongside Banking-as-a-Service programs, sponsor banks, or fintech partner oversight models.
- Deep understanding of transaction monitoring systems, case management workflows, and AML operational processes.
- Familiarity with consumer compliance frameworks such as UDAAP, EFTA/Reg E, TILA/Reg Z, GLBA/Reg P, FCRA, and related regulations.
- Experience with state money transmitter licensing processes and regulatory exam preparation is highly preferred.
- Strong analytical skills with the ability to assess risk, identify gaps, and translate findings into actionable remediation plans.
- Excellent communication skills, with the ability to engage with regulators, internal leadership, and technical stakeholders effectively.
Responsibilities
- Lead second-line compliance oversight of fintech partners within sponsor bank BaaS programs, including monitoring, testing, issue management, escalation, and reporting.
- Support the design and execution of compliance testing frameworks, control assessments, and risk-based monitoring programs across partner portfolios.
- Review fintech policies, disclosures, marketing materials, and customer-facing content to ensure regulatory compliance and alignment with bank standards.
- Contribute to the buildout and ongoing operation of the MSB BSA/AML program, including SAR/CTR governance, transaction monitoring oversight, and KYC/CDD/EDD processes.
- Support MSB regulatory obligations such as FinCEN registration, SAR filing workflows, 314(a)/314(b) processes, and state money transmitter licensing compliance.
- Prepare compliance reporting for sponsor banks and internal leadership, including dashboards, risk trends, issue logs, and escalation summaries.
- Partner with cross-functional teams to identify compliance gaps, document findings, and implement remediation plans with clear accountability and timelines.
- Support regulatory readiness efforts, including exam preparation, audit coordination, and evidence management for FinCEN and other supervisory bodies.
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