Senior Consumer Compliance and Payments Lead
Inactive
E
EsusuFintech Financial Services
This job is eligible only for the following states: California, Colorado, District of Columbia, Georgia, New York, Illinois and Washington.Full-TimeSenior
This job is no longer active. We keep the page for reference, but the employer may not accept new applications.
Salary150,000 - 163,000 USD per year
Job Details
- Required Skills
- Risk Management
Requirements
- Degree and or certifications in Business, Compliance, Audit, Risk Management, or equivalent experience.
- Significant senior-level experience in compliance, legal, or risk management within financial services, fintech, or banking.
- Expertise in U.S. consumer protection and payments regulations (Regulation E, NACHA, UDAAP, FCRA).
- Deep understanding of payment clearing, settlement, and regulatory requirements.
- Experience working in a second line of defense risk/compliance function.
- Strong track record of building policies, procedures, and control frameworks.
- Ability to translate complex regulatory requirements into clear, actionable guidance.
- Proven experience managing multiple priorities in a high-growth environment.
- Experience with bank-fintech partnerships or embedded finance preferred.
- Professional certification such as CRCM, CAMS, CCEP, or CRisk is a plus.
Responsibilities
- Design and implement a consumer and payments compliance program with robust control frameworks.
- Maintain policies for ACH, wire, and card payments in coordination with bank partners.
- Conduct periodic compliance risk assessments and provide insights to leadership.
- Serve as primary subject-matter expert on Reg E, NACHA, UDAAP, and FCRA.
- Manage card scheme compliance and audit requirements.
- Oversee complaints management processes and identify systemic issues.
- Act as primary compliance point of contact for bank partners and payment vendors.
- Execute monitoring and testing for consumer and payments compliance controls.
- Conduct underwriting and eligibility reviews for consumer loan applicants.
- Partner with Product and Engineering to ensure compliance in new features and systems.