Bilingual Pre-Delinquency Call Center Specialist

New
This is a cross-Canada remote role., 1pm to 9pmFull-TimeMiddle
Salary45,500 - 84,500 CAD per year
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Job Details

Languages
Spanish
Experience
3 - 5 years
Required Skills
Customer serviceNegotiationFinancial analysis

Requirements

  • 3-5 years of relevant experience.
  • Post-secondary degree in a related field or equivalent combination of education and experience.
  • Knowledge of credit products (e.g., credit cards, PLOC, PLP).
  • Ability to interpret credit bureau reports and FICO scores.
  • Strong interpersonal, discovery, and negotiation skills.
  • Ability to handle objections and adapt beyond call scripts.
  • Knowledge of federal and provincial laws pertaining to consumer collections.
  • In-depth verbal and written communication skills.
  • Bilingual proficiency (Spanish/English).
  • Attention to detail for regulatory documentation.

Responsibilities

  • Lead complex conversations with customers regarding financial situations.
  • Deploy tailored debt repayment offers.
  • Make sound credit decisions and select appropriate treatment plans.
  • Handle incoming and outgoing calls professionally.
  • Educate customers on financial health and debt management.
  • Execute loss mitigation processes and procedures.
  • Analyze credit data to determine collection probability.
  • Escalate complex customer situations to management.
  • Maintain accurate documentation and process transactions.
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45,500 - 84,500 CAD per year
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