Credit Risk Senior Analyst
New
United StatesFull-TimeSenior
Salary99,000 - 145,700 USD per year
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Job Details
- Experience
- 3+ years
- Required Skills
- PythonSQLData AnalysisMachine LearningFinancial analysisR
Requirements
- Bachelor’s degree in Mathematics, Statistics, Economics, Finance, or a related quantitative field.
- 3+ years of experience in credit risk analysis within a financial institution or fintech environment.
- Strong proficiency in SQL.
- Experience with statistical modeling and machine learning techniques.
- Ability to design and execute complex analytical projects.
- Strong problem-solving skills and ability to develop data-driven solutions.
- Excellent communication skills with experience presenting to senior stakeholders.
- Master’s degree in a quantitative field (preferred).
- Experience with Python or R (preferred).
- Knowledge of credit card portfolio management, automated decision engines, and regulatory frameworks (preferred).
Responsibilities
- Develop, evaluate, and refine credit policies and underwriting models for consumer and SMB credit card portfolios.
- Build and implement data-driven credit strategies, including segmentation, behavioral analysis, loss forecasting, and line management.
- Perform advanced statistical and quantitative analysis to improve credit decisioning and portfolio performance.
- Design dashboards and reporting frameworks to track key risk indicators (KRIs) and performance metrics.
- Support ongoing monitoring of credit portfolios and identify trends and anomalies.
- Collaborate with cross-functional teams to align risk strategies with business objectives.
- Ensure integration of regulatory and compliance requirements within credit risk frameworks.
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