Credit Risk Senior Analyst
Remotely in the United States, only in one of our National locationsFull-TimeSenior
Salary99,000 - 145,700 USD per year
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Job Details
- Experience
- Minimum of 3 years of professional experience
- Required Skills
- PythonSQLData AnalysisMachine LearningR
Requirements
- Bachelor’s degree in Mathematics, Statistics, Economics, Finance, or another quantitative field.
- Minimum of 3 years of professional experience in a financial institution with a focus on credit risk analysis.
- Advanced proficiency in SQL and experience with statistical modeling, including machine learning techniques.
- Demonstrated ability to solve white space problems and develop innovative solutions.
- Exceptional attention to detail and the ability to work independently on complex projects.
- Strong communication skills, with experience in presenting and explaining complex data to senior leadership.
- Innate curiosity to dive into a problem with minimal instruction to discover what the issue might be.
Responsibilities
- Lead our underwriting strategy helping us to launch successful credit programs.
- Drive innovation to establish best in class credit strategies and underwriting models.
- Work closely with internal stakeholders including Banking, Product, Finance, and Data while partnering and building strong relationships with external bank partners and customers.
- Evaluate and refine credit policies and models for both consumer and SMB credit cards to minimize losses and enhance profitability.
- Develop and implement tailored, data-driven strategies for effective management of the consumer and SMB credit card portfolios.
- Conduct risk segmentation, behavioral, loss forecasting, line management and other empirical analyses to support and refine credit models used in underwriting practices for consumer and SMB credit card portfolios.
- Build dashboards and present regular reports on key performance indicators (KPIs) and key risk indicators (KRIs) specific to consumer and SMB credit cards to senior management.
- Maintain up-to-date knowledge of regulations and compliance requirements affecting both consumer and SMB credit card products.
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