Risk & Fraud Lead

4+ years in Fraud and Risk with hands-on ownership of fraud prevention for transactional or high-volume products. Strong grasp of fraud fundamentals: account takeovers, synthetic/friendly fraud, triangulation, chargebacks and disputes, device/behavioural signals, rules, ML models, and evidence workflows. Deep understanding of authentication & authorization fundamentals: MFA, SSO, OAuth2, enterprise identity integrations, role-based access control. Data-first operator comfortable with funnels, experimentation, KPIs, and trade-off modelling (conversion vs fraud loss vs ops cost). Proven prioritization and crisp problem framing; able to influence across distributed global teams. Excellent written and verbal communication; highly organised, resourceful, entrepreneurial. Experience in PCI compliance, KYC/KYB workflows is a plus.

Own the roadmap for Account Management covering authentication, login security, authorization, security, fraud prevention, and KYC/KYB. Own subscription management including tiering, entitlements, usage limits, and feature access. Drive partnerships and enterprise logins, integrating with identity providers. Define and prioritize initiatives balancing user experience, conversion, fraud risk, and compliance. Deep-dive into user journeys to reduce friction and protect against fraud. Shape and execute the roadmap across payment security, including fraud rules and 3-D Secure/SCA. Prioritize using ROI frameworks, balancing conversion, fraud loss, and operational cost. Lead delivery from discovery to post-release, setting clear success metrics. Partner with engineering, data, finance, risk ops, support, and logistics teams. Stay current on market capabilities, risk signals, SCA/PCI/AML trends, and competitor tactics.