Risk Analyst

2–5 years of experience in risk, fraud, underwriting, or compliance within payments, fintech, or banking. Familiar with chargeback processes, transaction monitoring, PCI-DSS, AML/BSA indicators, and payment network rules. Working knowledge of tools like Excel, Looker, SQL, or similar platforms. Experience with ACH returns, NACHA rules, or tools like Alloy, Sardine, or similar risk platforms (bonus points).

Implement and maintain a real-time risk monitoring dashboard. Refine detection rules to reduce false positives. Analyze transaction data to identify risk trends. Respond to merchant risk inquiries and escalations. Handle high-risk merchant cases end-to-end. Monitor and triage incoming chargebacks. Assist in developing a merchant-facing chargeback prevention guide. Track and analyze dispute data. Evaluate high-ticket and volume increase requests. Review and approve bank account updates. Collaborate to increase PCI compliance rates. Support internal audits of payment compliance processes. Maintain compliance tracking tools.