Underwriter - Distributed Retail (Remote)
Company:
Location:United States
Languages:English
Seniority level:Middle, 2-5 years
Experience:2-5 years
Skills:
Analytical SkillsAttention to detailFinancial analysisRisk Management
Requirements:
- 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo).
- DE/SAR/LAPP certification preferred.
- Strong analytical and decision-making skills.
- Attention to detail.
- Excellent written and verbal communication abilities.
- Ability to work independently in a fast-paced environment with strict deadlines.
Responsibilities:
- Review and analyze mortgage loan applications for completeness, accuracy, and compliance.
- Evaluate borrower income, assets, credit history, and collateral.
- Review supporting documentation including financial records.
- Ensure loans meet internal and regulatory requirements.
- Issue conditional approvals, suspensions, or denials.
- Collaborate with loan officers, processors, and closers.
- Maintain knowledge of underwriting guidelines and investor requirements.
- Manage a pipeline of loans efficiently.
- Participate in training and audits.
