4+ years of experience in residential mortgage loan processing and/or underwriting (Conventional and Government, purchase and refinance). Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting. Working knowledge of FNMA, FHLMC and governmental guidelines. Effective presentation, verbal and written communication, and customer service skills. Ability to handle multiple priorities in a high production, fast-paced, and deadline-driven environment. Ability to analyze complex loan structuring. Ability to analyze borrowers credit and read income documents. Basic math and analytical skills. Proficient in MS Office products, including Word, Excel, and Outlook, as well as automated underwriting systems. Knowledge of federal and state laws and regulations relating to real estate lending. Current knowledge of industry specific guidelines and procedures including in-depth understanding of loan processing.