Senior Underwriter

4+ years of underwriting experience, ideally with a focus on small groups and/or level-funded products. Strong data analysis skills (Excel, SQL, Mode, Tableau, etc.). Excellent understanding of health insurance pricing, risk assessment, and underwriting best practices. Comfortable taking calculated risks. Experience working at a PEO, carrier, TPA, or insurtech start-up focused on the small group market is a plus. Outstanding communication skills. Unparalleled attention to detail. Gritty and willing to support team efforts. Mission-driven and care about making healthcare work better. Curious and humble. Assume positive intent and meet teammates with compassionate candor. Flexible, resilient, and foster a culture of continuous learning. Bias for action paired with intelligent risk-taking. Follow through on commitments and foster trust.

Support underwriting operations for new and renewing small group health business. Evaluate employer group health plan risk and determine appropriate pricing for level-funded plans. Manage renewal process via renewal quote development with accurate projections and proprietary pricing strategies. Use data from claims, risk assessments, and historical performance to drive pricing decisions. Help design and refine underwriting guidelines, processes, and tools. Provide underwriting guidance to Revenue and other internal teams. Partner cross-functionally with Product, Actuarial, and Revenue. Monitor underwriting outcomes and market dynamics to inform pricing and risk strategies.