Sr Credit Analyst

Degree in Finance, Economics, Business Administration, or a related field. Experience in credit or credit risk, within banks or financial institutions. Experience in fintechs is a plus. Strong knowledge of credit assessment and analytical tools. Analytical skills and ability to work with large datasets (preferably SQL and Python). Excellent communication skills and ability to work collaboratively. Proactivity and ability to make informed decisions. Good communication and self-sufficiency. Familiarity with numbers and strong analytical skills. Deep knowledge of financial industry rules and regulations. Practical familiarity with core financial domains (lending, payments, credit cards, open finance, fraud prevention, merchant acquiring, investment services) and their workflows/drivers. Experience translating complex compliance mandates (e.g., KYC/AML, PCI-DSS, GDPR) into resilient, high-performance systems.

Work in the Credit Policy and Strategy area. Propose improvements, changes, and continuous testing to enhance the Credit Policy. Analyze and monitor ongoing tests, generating insights for decision-making. Continuously iterate on credit rules and product strategies. Maintain and monitor credit indicators and reports (origination, maintenance). Collaborate with other teams to improve credit assessment and onboarding. Partner with the Product team to analyze, understand, and propose strategies. Track and monitor the performance of models developed by the Data Science team.