Bachelor’s degree in Finance, Economics, Accounting, or Financial Engineering. Master’s degree in Applied Finance, Financial Economics, or Investment Management is preferred. Professional certifications like CFA, FRM, or ACI / CTP are a plus. 8–14 years of experience in Treasury, Financial Markets, or Corporate Finance. Experience within banks, fintechs, or real estate finance companies is ideal. Strong knowledge of mortgage market analysis, rate-setting mechanisms, and housing finance benchmarks. Proven experience in market research, financial modeling, and funding analytics. Solid understanding of Islamic finance instruments (Sukuk, RMBS, structured funding). Familiarity with Bloomberg, Refinitiv, and regulatory frameworks (SAMA, NDMC, CMA). Advanced Excel and Power BI skills. Proficiency in financial data terminals (Bloomberg, Refinitiv). Strong quantitative and analytical thinking. Deep understanding of mortgage market dynamics. Excellent presentation and written communication skills in English (Arabic a plus).