Provides timely and accurate underwriting offers, adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Negotiates non-standard broker arrangements and understands enrollment company strengths and weaknesses. Acts in consultative manner with sales to help develop competitive proposal offers. Proactively monitors close ratio, participation and persistency results within assigned regions. Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests. Learns to underwrite pending files and contestable claims files. Works with reinsurer on cases requiring facultative review. Provides training and mentoring to less experienced Underwriters. Acts as underwriting representative at producer VIP meetings. Effectively explains underwriting process and rules and answers questions.