Small Business Underwriter (Remote - Boise, ID, Spokane or Walla Walla, WA)

Associate's degree in Accounting, Business, Economics, Law, Computer Science or related field (or equivalent experience). Experience in commercial credit analysis or small business underwriting. Knowledge of financial institution policies and procedures. Good sales, organizational, communication, and public relations skills. Proficient with the Bank’s loan application processing system and Microsoft Office (Word, Excel). Ability to work independently and accurately in a deadline-driven environment. Knowledge of federal and state laws and regulations for small business lending, including SBA Express program policies.

Analyze, review, and approve/decline small business loan requests. Assemble, collect, and verify loan documentation. Develop proficiency in the loan origination application processing system. Recommend loan terms and conditions. Offer cross-sell opportunities. Contribute to bank profitability and community image. Analyze financial statements, tax, and cash flows. Assist other underwriters and support consumer underwriting. Comply with policies, procedures, security, and regulations.