BluCognition: Director- Credit & Risk Analytics

10+ years of credit risk management experience, with 5+ years in a leadership role, preferably in BNPL or consumer finance. Expertise in credit risk modeling and analytics using tools such as SAS, R, and Python. Strong leadership and collaboration skills with experience in managing cross-functional teams. Master’s degree in finance, economics, statistics, or a related field; MBA/PhD is a plus.

Develop and implement end-to-end credit risk strategies aligned with business goals and regulatory requirements. Oversee portfolio performance, manage credit limits, and ensure proactive risk identification and mitigation. Work closely with data science teams to refine risk models, improve customer segmentation, and predict defaults. Ensure compliance with regulatory standards and internal risk policies while maintaining strong governance practices. Partner with product, engineering, and finance teams to align risk strategies with business initiatives. Lead and mentor a team of analysts and data scientists, fostering a culture of continuous improvement.