EMC_Careers

Why should you choose to apply for a position at EMC? We can give you plenty of reasons why EMC is a great place to work: More than 105 years of financial strength and stability In the top 60 insurance organizations in the U.S. based on net written premium Named a five-star insurance carrier by Insurance Business America Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America Multiple locations recognized as Top Workplaces based solely on team member feedback Corporate culture that engages and empowers team members to achieve their best Outstanding benefits with life, medical, dental, vision and prescription drug coverage Competitive paid time off plan and a full day of volunteer time off annually Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards Professional development and growth opportunities, including tuition reimbursement Wellness initiatives to improve team member well-being and reduce health insurance costs Flexibility to dress for your day and opportunities for alternative work arrangements EMC complies with labor law requirements. View the federal and e-verify labor law posters . California Residents - California Consumer Privacy Notice: (EMCC) – California Consumer Privacy Notice (EMCNL) - California Consumer Privacy Notice

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👥 101-250💰 $57,000,000 Series B over 1 year agoInternet of Things Financial Services InsurTech

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🔥 Commercial Underwriter I

Posted about 22 hours ago

📍 United States

💸 50073.0 - 76061.0 USD per year

🔍 Insurance

🔧 Requirements

Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
Insurance designations, such as CPCU preferred
Basic knowledge of underwriting and risk analysis preferred
Good problem-solving skills and the ability to make sound decisions
Strong customer service skills
Ability to work effectively with others, as well as independently
Ability to maintain high standards of professional competence
Good computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Good written and verbal communication skills

💡 Responsibilities

Completes underwriting trainings and learning courses.
Shadows experienced underwriters to learn company and branch risk appetite and gain experience in developing agency relationships.
Consults experienced underwriters to ask questions and gain understanding in underwriting best practices.
Supports underwriting team by completing tasks, such as reviewing endorsements within authority limit and analyzing assigned new and renewal accounts
Under close supervision, evaluates basic accounts for risk selection and pricing purposes within limited authority.
Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.
Maintains proper file documentation in connection with accounts.
Communicates with agents and provides updates on accounts.
Collaborates with marketing representatives to learn about providing agents with good customer experiences, responsiveness, and ensuring they select EMC as their insurer of choice.

Data AnalysisCommunication SkillsAnalytical SkillsCustomer serviceMicrosoft OfficeWritten communicationProblem-solving skillsRisk ManagementComputer skillsFinancial analysis

Posted about 22 hours ago

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🔥 Senior Human Resources Business Partner

Posted about 22 hours ago

📍 United States of America

💸 97889.0 - 134921.0 USD per year

🔍 Human Resources

🔧 Requirements

Bachelors’ degree, preferably in business, human resources or related field, or relevant work experience
Eight years of experience in a human resources business partner role experience or related experience supporting senior leaders
Excellent knowledge of the Human Resources functions
Superior ability to advise, partner, and effectively consult with business unit leaders, people leaders and project owners across the organization
Demonstrated leadership skills and strategic mindset
Excellent ability to influence and persuade leaders across multiple levels of the organization, including leading difficult conversations
Strong ability to leverage and drive people strategies to execute short-term and long-term strategic initiatives
Excellent decision-making and organizational skills
Excellent communication and presentation skills, including negotiation skills, with the ability to modify communication styles to varying audiences
Excellent ability to identify and bring stakeholders together to create solutions under unfamiliar and ambiguous circumstances
Strong ability to utilize data and trends to translate strategy into specific goals, tactics, action plans and deliverables
Strong ability to drive change management efforts and key company initiatives
Excellent ability to lead large-scale organizational changes and cultural transformations
Strong ability to identify and escalate issues which pose legal, reputational, and operational risks to EMC

💡 Responsibilities

Partners with business leaders to drive talent, culture, and organizational objectives across the business unit.
Analyzes key talent metrics and trends, providing actionable insights and recommendations to leadership.
Consults on leadership and communication styles to contribute to a culture of highly engaged team members.
Collaborates with senior leaders to align people strategies with business goals, fostering innovation and inclusivity.
Partners with the business to develop and implement comprehensive strategies that attract, develop, and retain diverse talent.
Assess and present findings on culture, team member experience, and engagement, consulting with leaders on the creation and management of action plans.
Partners with the business in creating a positive team member experience while fostering engagement to support team member relations.
Drives effective performance management practices by coaching leaders on setting realistic and attainable goals, providing performance feedback, calibrating performance, and positioning leaders to set clear expectations to hold team members accountable.
Partners with Learning and Development to invest in and leverage learning opportunities for team members and people leaders.
Conducts talent reviews and calibrations to identify talent pools and manage succession planning, ensuring a robust talent pipeline.
Facilitates regular talent discussions to identify successor bench strength and talent pools.
Serves as a key and influential member of the business unit’s leadership team, contributing to the development and execution of business strategies.
Consults on both enterprise and business unit key business priorities, developing and aligning people strategies to support multi-year plans.
Supports HR and serves as a trusted advisor to senior leaders in executing key programs and initiatives, ensuring consistency in team member experiences.
Provides constructive feedback to enhance leadership effectiveness and participate in evaluating candidates for key leadership and critical positions.
Partners with business leaders to assess and enhance organizational structure, job design, and staffing levels.
Conducts periodic organizational design reviews to ensure optimal role alignment with business goals.
Guides the business through organizational changes and updates by partnering with the Change Management team and MarCom for large-scale or high-impact changes.
Provides insights and recommendations for organizational improvements, focusing on efficiency and effectiveness.
Manages key stakeholders, ensuring alignment and buy-in for change initiatives and driving organizational success.
Monitors the impact of changes, ensuring successful adoption and alignment across the business, and adjusts strategies as needed to achieve desired outcomes.
Leads and participates in cross-functional HR initiatives and projects that align business and HR objectives.
Serves as a trusted advisor to HR and business leaders to design and implement innovative HR solutions that address emerging business needs.
Manages project timelines, deliverables, and stakeholder communications to ensure successful project execution.
Identifies opportunities for process improvements and leads efforts to enhance HR practices and systems.

LeadershipProject ManagementBusiness IntelligenceData AnalysisPeople ManagementHR ManagementCross-functional Team LeadershipStrategyCommunication SkillsAnalytical SkillsOrganizational skillsCoachingInterpersonal skillsTeamworkNegotiation skillsTrainingRecruitmentStakeholder managementStrategic thinkingChange ManagementBudget management

Posted about 22 hours ago

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🔥 SIU Senior Investigator

Posted 2 days ago

📍 United States of America

💸 70646.0 - 107353.0 USD per year

🔍 Insurance

🔧 Requirements

Bachelor’s degree in business, insurance, criminal justice or related field or equivalent relevant experience
Five years of claims adjusting, investigation or insurance experience or related experience
Prior property and casualty experience preferred
Fraud Claim Law Specialist (FCLS) designation within the first year of hire
Insurance designations, such as INS or AIC, preferred
Strong knowledge of the investigative process, including proper identification and collection of physical evidence
Strong knowledge of civil and criminal investigative procedures and the legal system
Strong knowledge of various statement taking techniques, collection and analysis of public and private records
Good knowledge of property and casualty insurance industry and fraud awareness preferred
Strong investigative skills and ability to make sound decisions
Good conflict resolution, negotiation and facilitation abilities
Ability to work independently and as part of a team
Strong verbal and written communication skills, including file documentation and report writing
Good knowledge of computers and Microsoft Office Suite
Attendance of the National Insurance Crime Bureau SIU Academy within the first two years of hire
Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

💡 Responsibilities

Promptly investigates and evaluates SIU referrals of moderate to high complexity, including organized ring activity
Reviews claim, underwriting and premium audit files pertinent to the referral
Initiates contact with other departments, insureds, claimants, witnesses, vendors, other carriers, attorneys, law enforcement or any others to obtain information
Researches background information, including public records, claims history and social media sites
Takes statements from insureds, claimants, witnesses and other pertinent parties.
Documents all special investigative handling and activity
Reviews the facts of an investigation and completes field investigations
Attends examinations under oath (EUOs) and depositions for assigned cases
Secures and reviews bills, invoices, receipts and other documentation for legitimacy and accuracy
Tracks trends and patterns of investigations regarding organized ring activity
Provides status updates on special investigations to branch or corporate office team members, agents, defense counsel and law enforcement entities
Identifies, investigates and pursues opportunities for recovery or restitution
Develops and evaluates investigative data and evidence to formulate recommendations
Conducts analysis of all investigative materials to formulate a recommendation for further handling, including payment, compromise or denial of a claim or rescission of a policy
Prepares a special report with written summaries of all investigative data
Communicates with branch and corporate office departments, as well as other impacted entities, regarding investigative activities and evidence to support or exonerate potential fraud
Prepares documentation in compliance with a state’s anti-fraud reporting requirements on each investigation
Prepares evidence packets related to civil litigation or criminal prosecution for submission to defense counsel, National Insurance Crime Bureau (NICB), State Fraud Bureaus and/or Attorney General’s offices or other law enforcement entities
Develops assigned internal and external anti-fraud training and marketing of SIU services
Develops assigned internal and external anti-fraud training
Provides anti-fraud training to internal and external customers through investigative discussions and dissemination of educational materials
Collaborates with team members in developing marketing strategies for the SIU department and its services
Implements assigned marketing strategies
Participates in the establishment of effective policy standards, practices, techniques and procedures for the investigation, evaluation and disposition of the SIU referral. Maintains active involvement in professional associations within the industry.

Data AnalysisAnalytical SkillsMicrosoft ExcelWritten communicationComplianceMicrosoft Office SuiteProblem-solving skillsResearchNegotiation skillsVerbal communicationReporting

Posted 2 days ago

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🔥 Casualty Claims Adjuster I

Posted 2 days ago

📍 United States

💸 54566.0 - 82916.0 USD per year

🔍 Insurance

🔧 Requirements

Bachelor’s degree or equivalent relevant experience
One year of casualty claims adjusting experience or related experience
Relevant insurance designations preferred
Good knowledge of the theory and practice of the claim function
Good knowledge of insurance contracts, medical terminology and substantive and procedural laws
Strong knowledge of computers and claims systems
Ability to obtain all applicable state licenses
Ability to adhere to high standards of professional conduct and code of ethics
Good organizational and empathetic interpersonal skills
Strong written and verbal communication skills
Good investigative and problem-solving abilities
Excellent customer service skills
Ability to maintain confidentiality

💡 Responsibilities

Reviews the claim notice, contracts, state statutes and policies to verify the appropriate coverage, deductibles, and payees
Initiates timely contact with insureds and claimants to explain the claim process and initiate the investigation
Obtains statements from insureds, claimants, and witnesses and documents summaries within the claims system
Request and analyze investigative and other relevant reports, claim forms and documents when appropriate
Documents claim activities, reserve analysis, and summaries of reports including Medicare (MSP) modules in the claim system
Sets timely, adequate reserves in compliance with the company reserving philosophy and methodology
Identifies, investigates, and proactively pursues opportunities for recovery including arranging of evidence preservation in legal compliance that meets custody, control, transfer, analysis, and disposition of physical and/or electronic evidence
Adheres to all state requirements regarding regulatory compliance by sending out letters/forms containing appropriate language according to timelines
Reviews bills, invoices and receipts for accuracy and appropriateness
Notifies people leader of claims that may need escalation or reassignment
Drafts reservation of rights and coverage denial letters with supervisor approval
Assigns vehicle/property damage appraisals and vehicle rentals
Makes recommendations to people leader on the assignment of independent adjusters
Provides prompt, detailed responses to agents, insureds, and claimants on the status of claims
Resolves questions of coverage, liability and the value of the claims and communicates with insureds and claimants to resolve claims in a timely manner
Prepares bodily injury and/or damage evaluations, negotiation ranges and target settlement numbers prior to negotiation.
Obtains authority when required
Identifies and protects all liens as appropriate
Investigates Medicare liens and resolves issues in accordance with EMC and Medicare guidelines
Communicates with insureds, claimants, and attorneys to negotiate the settlement of claims
Prepares and issues settlement and release documents verifying accuracy and ensuring they are properly executed
Issues timely payments
Reviews and audits estimates written by independent adjusters for accuracy and to ensure the most cost-effective repair approach
Submits referrals to the Estimatics, Special Investigation, Subrogation, Medical Review Units and Claims Legal teams as appropriate
Prepares risk reports for Underwriting and Risk Improvement
Prepares claims and participates in claims roundtables to discuss unique cases to evaluate coverage and damage

Communication SkillsAnalytical SkillsMicrosoft ExcelCustomer serviceAttention to detailOrganizational skillsWritten communicationComplianceInterpersonal skillsProblem-solving skillsNegotiation skillsActive listeningRisk Management

Posted 2 days ago

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🔥 Premium Auditor

Posted 9 days ago

📍 United States

💸 27.0 - 41.0 USD per hour

🔍 Insurance

🔧 Requirements

Bachelor’s degree in accounting, business or equivalent work experience
Strong math, bookkeeping and/or accounting aptitude with attention to detail
Working knowledge of Microsoft Excel and related software platforms
Knowledge of property and casualty insurance industry and applicable Workers’ Compensation and General Liability regulations and classifications preferred
Ability to analyze, research and resolve audit issues
Strong interpersonal and communication skills
Ability to work independently as well as with others under minimal supervision needed
Ability to manage multiple tasks while meeting deadlines
Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

💡 Responsibilities

Meets with insureds to accurately audit exposures.
Completes audits by reviewing policyholder financial records.
Determines correct exposures and classifications.
Prepares detailed reports of audit findings.
Provides description of insured’s business operations.
Resolves any audit dispute.
Completes audit summaries.
Schedules future audits.

Communication SkillsAnalytical SkillsMicrosoft ExcelMicrosoft OfficeAccountingAttention to detailWritten communicationComplianceProblem-solving skillsData entryFinancial analysisBookkeeping

Posted 9 days ago

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🔥 Loss Control Specialist

Posted 9 days ago

📍 United States

💸 70646.0 - 107353.0 USD per year

🔍 Insurance

🔧 Requirements

Bachelor's degree in safety, engineering, industrial safety, fire protection or related field or equivalent relevant experience
Two years of relevant loss control or safety experience or related
Successful completion of EMC Loss Control training within six months of accepting role or equivalent

💡 Responsibilities

Completes on-site or virtual loss control surveys of current and prospective policyholders’ operations with proficient understanding of exposures and controls, across all insured industries.
Assesses and analyzes the exposure potential and existing controls.
Prepares loss control reports for underwriting about identified exposures, such as property, commercial auto, liability, and workers’ compensation.

Data AnalysisCommunication SkillsAnalytical SkillsCustomer serviceWritten communicationComplianceMicrosoft Office SuiteProblem-solving skillsMS OfficeAccount ManagementVerbal communicationTrainingRisk ManagementData visualizationCustomer support

Posted 9 days ago

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🔥 Territory Management Consultant

Posted 9 days ago

📍 United States

🔍 Insurance

🔧 Requirements

Five years of experience in property and casualty underwriting, claims, sales territory development, or agency, or related experience
Excellent knowledge of property and casualty insurance industry
Advanced knowledge of independent agency operations, market conditions and competitor information
Exceptional problem-solving skills and the ability to make sound decisions
Excellent sales and negotiating skills
Excellent verbal and written communication skills, including presentation skills
Excellent organizational, time management and planning skills
Strong problem-solving abilities and interpersonal skills
Ability to work independently
Strong computer skills, including knowledge of Microsoft Office and social media
Demonstrated leadership qualities

💡 Responsibilities

Oversees an assigned territory with broad and challenging agency partners driving profitable premium growth to achieve financial and operational goals
Creates, implements and executes territory and agency strategies to achieve short term and long term goals utilizing all company programs, tools and resources in collaboration with internal business partners
Leads a collaborative, proactive approach with underwriters to drive profitable premium growth within a territory through directing sales pipeline activity, identifying account leads and prospects, pre-qualifying business, and selling quotes and EMC to agents
Creates demand by marketing EMC as a leader in the market. Enables agents/producers to maximize the flow of desirable business to meet or exceed goals
Owns the business development process within assigned market area with heavy emphasis on developing a pipeline of profitable new business and renewal retention
Continually identifies and evaluates prospects for new agencies within the territory. Surveys prospective agencies and obtains completed agency applications
Identifies new agencies and effectively onboards the agency. Discusses company and agency responsibilities and establishes a business plan for the agency.
Leads training of agencies on EMC products and services, rate levels, underwriting eligibility, sales techniques, EMC and agency technology, and other administrative processes
Researches EMC’s competitive position in the marketplace, proactively providing competitive intelligence to the branch and corporate offices as appropriate. Performs surveys of competitor products and services, rate levels, producer compensation and incentives, and marketing efforts
Evaluates the impact of market conditions and representation by territory and recommends changes in agency representation within an assigned territory.
Determines areas of the branch territory to further develop or expand market presence and leads recommendation discussions with appropriate branch team members
Builds and cultivates complex agency partnerships in person with agency ownership, management and frontline team members
Creates, drives, and manages strong producer relationships through high visibility, clear knowledge of company strategy and joint sales planning
Drives the acquisition and evaluates complex new business accounts with agents through properly conveying branch and underwriting risk appetite, discussing leads and prospects, and pre-qualifying submissions and evaluating risks. Collaborates with underwriters to secure the acquisition of desirable individual accounts
Establishes position as a subject matter expert while delivering product, underwriting philosophy, appetite and system training, and support retention and new business development to increase depth and maximize agency revenue
Partners with existing and prospective independent agencies to develop a strategy to drive profitable business and sources of new business
Leads, influences and supports internal business partners to identify and capitalize on opportunities, resolve problems, share key competitor and industry intel and provide a voice for our agent/customer
Communicates with branch team about complex agency relationships and proactively coordinates actions to address potential issues, involving other departments as appropriate
Serves as a consultant to the agency and branch to articulate and explain coverages, premiums and claim decisions, involving other departments as appropriate
Leads and organizes various functions to promote EMC and/or represents EMC at special events, such as agency sales meetings, agency trade association meetings, etc.
Builds and executes an effective agency management sales plan with broad and challenging agencies to achieve maximum production and profit goals in assigned territory
Leads assigned geographical territory and agency management processes (e.g. agency prospecting, business planning, engagement, training, compensation, etc)
Creates, maintains, and executes high-quality agency strategies and plans to achieve direct written premium, profit and new business goals, such as strategic and tactical components and alignment with key commercial business strategies including carrier consolidation (book transfer), agency force expansion and new product/program rollout support
Leads the agency review and joint planning process. Collaborates with agencies, branch underwriting and management to develop specific business plans which outline performance goals and strategies, and address key issues within the partnership
Creates tactical sales plans that provide for the profitable growth of targeted business segments
Regularly monitors and proactively modifies agency plans according to their performance data, such as production growth, profitability, business mix and retention, submission quality, account payment, and technological services
Recommends the cancellation of underperforming agencies. Communicates branch decision to the agencies and cancels contracts per branch and regulatory guidelines
Provides agency leadership with profitability and production progress reports throughout the year to keep the agency informed of key compensation and/or other incentive qualifiers
Serves as a mentor to the branch team to foster understanding of unique agency relationships, operations and processes. Initiates active collaboration with underwriting or other team members to answer questions and provide recommendations for complex situations, such as difficult accounts. Assists with other challenging communication and socialization strategies as it pertains to problematic agency relationships and clarifies the rationale for the recommendations

LeadershipBusiness DevelopmentCommunication SkillsAnalytical SkillsCustomer serviceMicrosoft OfficeMentoringOrganizational skillsPresentation skillsTime ManagementWritten communicationExcellent communication skillsProblem-solving skillsAccount ManagementTeamworkNegotiation skillsTrainingRelationship managementSales experienceMarket ResearchRisk ManagementTeam managementStrategic thinking

Posted 9 days ago

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🔥 Bond Underwriting Associate

Posted 9 days ago

📍 United States

💸 42134.0 - 64023.0 USD per year

🔧 Requirements

Knowledge of surety and fidelity underwriting terminology, coverage forms, related documents and procedures preferred
Strong computer and keyboarding skills including knowledge of Microsoft Office Suite
Strong verbal and written communication skills
Excellent customer service skills
Good math and bookkeeping skills
Must be able to work on multiple tasks at one time with frequent interruptions
Must be detail-oriented as well as possess strong problem-solving, organizational, and prioritizing skills

💡 Responsibilities

Obtains information necessary to approve and process renewals for fidelity and commercial surety.
Assesses risk and makes the final decision on approving and issuance of new and renewal bond policies within limited authority.
Enters, rates, and codes all new bond business and renewals.
Enters all cancellations and endorsements.
Issues and processes all status inquiries on contract bonds.
Enters and assists the bond underwriters with general indemnity agreements for contract and miscellaneous bond accounts as well as tracking them.
Assists underwriters by entering financial statements and work-in-progress information into the bond underwriting system.
Orders and pulls all personal credit reports and Experian reports for all contract and non-contract bond accounts and updates appropriate systems.
Updates underwriters on credit report results. Reviews reports for all contract and non-contract bonds.

Microsoft ExcelCustomer serviceAttention to detailMicrosoft Office SuiteData entryRisk ManagementComputer skillsFinancial analysisBookkeeping

Posted 9 days ago

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🔥 Senior Commercial Underwriter

Posted 9 days ago

📍 United States

💸 83000.0 - 127000.0 USD per year

🔍 Insurance

🔧 Requirements

Bachelor's degree, preferably in insurance or business administration
Five years of experience in commercial lines underwriting
Excellent knowledge of underwriting and risk analysis
Exceptional problem-solving skills and the ability to make sound decisions
Strong customer service skills
Strong computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Excellent written and verbal communication skills, including the ability to speak effectively before groups
Strong presentation skills preferred
Ability to work effectively with others, as well as independently
Demonstrated leadership qualities

💡 Responsibilities

Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority
Evaluates and analyzes highly complex accounts for risk selection and pricing purposes
Develops and fosters agency relationships
Collaborates with marketing representatives to ensure agents receive superior customer experiences
Offers appropriate coverage for exposures and explains decisions to agents
Coordinates with marketing and branch management in the agency planning and review processes
Serves as a mentor for less experienced underwriters

Communication SkillsCustomer serviceMicrosoft OfficePresentation skillsWritten communicationVerbal communicationRisk ManagementComputer skillsFinancial analysis

Posted 9 days ago

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🔥 Rating Associate - CL

Posted 9 days ago

📍 United States

🔧 Requirements

Keyboarding speed of 40 wpm
Accurate data entry skills
Good personal computer skills
Proficiency in Microsoft Word
Strong customer service skills and telephone etiquette
Knowledge of insurance terminology desired

💡 Responsibilities

Collects, reviews, and enters rating information into the system to provide quotes to underwriters for new business, endorsements and renewals
Contacts the agent and follows up for missing information
Reviews the automated renewal quote document and makes necessary updates
Reviews and processes endorsements that fall within a specified list of requirements
Prepares and approves renewals within authority limit

Customer serviceData entry

Posted 9 days ago

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