Legal Counsel, Payments & Fintech

J
JobgetherFintech, Payments
Ability to work remotely from anywhere in the United States.Full-TimeMiddle
Salary not disclosed
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Job Details

Experience
At least 5 years of legal experience in fintech, banking, payments, financial services, or a closely related field.
Required Skills
NegotiationCompliance

Requirements

  • Licensed to practice law in the United States and in good standing.
  • At least 5 years of legal experience in fintech, banking, payments, or financial services.
  • Expertise in payment systems and U.S. and international regulatory frameworks (money transmission, BSA/AML, PSD2, MiCA, card network rules).
  • Strong understanding of payment processing, compliance requirements, and global digital commerce.
  • Proven ability to provide practical, commercially focused legal advice in a fast-paced environment.
  • Excellent drafting, analytical, and negotiation skills for complex commercial agreements.
  • Strong communication skills for explaining complex legal matters to non-legal stakeholders.
  • Ability to collaborate effectively with product, technology, and senior management teams.
  • Proactive approach to identifying and mitigating legal/regulatory risks.
  • Experience or interest in cryptocurrency, blockchain, NFTs, or DeFi is advantageous.

Responsibilities

  • Draft, review, and negotiate agreements with payment service providers, banks, card networks, and strategic partners.
  • Advise on end-to-end payment processing, including money flows, settlement structures, and chargebacks.
  • Provide legal guidance on KYC/KYB, AML/CFT, sanctions screening, and customer due diligence.
  • Support the legal and regulatory aspects of entering new markets, including licensing analysis and entity structuring.
  • Advise leadership on legal implications of product launches and strategic commercial initiatives.
  • Monitor and analyze legal developments in payments, digital commerce, and emerging technologies like blockchain and DeFi.
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