NetCredit Collections Representative
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EnovaFinancial technology
This role is fully remote but requires candidates to live in IL, IN, IA, MO, TX, UT, WI, or WY.Full-TimeEntry
SalaryThe budgeted hourly rate for this position is $18.00.
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Job Details
- Experience
- A minimum of 1 year of experience in a high volume debt collections environment
- Required Skills
- NegotiationTime Management
Requirements
- A minimum of 1 year of experience in a high volume debt collections environment, successfully managing both inbound and outbound calls and consistently meeting daily call volume targets.
- Exceptional conflict resolution and communication skills, including proven proficiency in active listening and the application of de-escalation techniques during challenging calls.
- Strong negotiation abilities, capable of balancing adherence to company policy with genuine customer empathy to secure successful payment arrangements or settlements.
- Demonstrated high level of self-management for remote work, including superior time management, strict schedule adherence, and the ability to maintain focus, attention to detail, and perform multiple tasks simultaneously.
- Proven ability to think quickly and logically to creatively problem solve and resolve difficult issues effectively under pressure.
Responsibilities
- Manage high volume inbound and outbound calls efficiently to address customers with delinquent loan payments.
- Negotiate and execute effective payment arrangements, strictly following Enova's specific call flow to bring overdue accounts current.
- Resolve customer concerns and complex issues related to late payments, maintaining a high level of professionalism and empathy.
- Communicate clearly and effectively with customers, explaining the implications of overdue payments and offering assistance for financial resolution.
- Ensure all customer interactions, payment plans, and relevant information are accurately recorded and maintained in Enova's database.
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