Senior Associate Underwriter
New
United StatesFull-TimeSenior
Salary73,000 - 124,900 USD per year
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Job Details
- Experience
- 3+ years of life underwriting experience
- Required Skills
- Data AnalysisCritical thinking
Requirements
- Bachelor’s degree preferred or equivalent relevant experience
- 3+ years of life underwriting experience
- Strong understanding of mortality risk assessment
- Strong knowledge of medical terminology
- Excellent analytical and critical thinking skills
- Strong written and verbal communication skills
- Experience with Attending Physician Statements and complex underwriting cases preferred
- Familiarity with underwriting systems, reinsurance concepts, and automated decision tools is a plus
- Exposure to workflow improvement initiatives or cross-functional projects is an advantage
Responsibilities
- Review and assess life insurance applications up to defined risk thresholds, including cases involving Attending Physician Statements
- Apply underwriting guidelines, medical knowledge, and analytical judgment to classify mortality risk and determine appropriate decisions
- Recommend outcomes such as approvals, substandard ratings, declines, or requests for additional information
- Communicate underwriting decisions, requirements, and case updates to agents and internal stakeholders
- Maintain strong knowledge of underwriting systems, product rules, and medical terminology
- Participate in training, workflow enhancements, and cross-functional initiatives
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