Data Scientist Senior - Crédito

BrazilFull-TimeSenior
Salary not disclosed
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Job Details

Required Skills
AWSPythonSQLGitMachine LearningMLFlowSparkDatabricks

Requirements

  • Strong experience with machine learning models applied to business problems such as classification, regression, and time series forecasting
  • Proven experience with credit models (application, behavior, or collections), especially in B2B or postpaid credit environments
  • Advanced proficiency in Python, SQL, and Spark for large-scale data processing and analysis
  • Solid understanding of statistics, hypothesis testing, and statistical inference
  • Experience working with version control tools such as Git
  • Ability to translate complex technical findings into clear business insights
  • Degree in Computer Science, Engineering, Statistics, Mathematics, Physics, or related fields (or equivalent practical experience)

Responsibilities

  • Lead end-to-end data science projects, from problem definition with product and operations teams to model deployment in production environments
  • Develop and maintain machine learning models for credit applications, behavioral analysis, and collections strategies
  • Monitor model performance and data quality, including drift detection (data drift and concept drift) using modern frameworks
  • Build and maintain KPIs, dashboards, and analytical reports to support credit strategy and operational decision-making
  • Conduct exploratory analysis to identify patterns, risks, and opportunities that improve credit efficiency and portfolio performance
  • Collaborate closely with credit, risk, and operations teams to ensure alignment between models and business needs
  • Stay up to date with data science best practices and AI-assisted development tools, driving continuous improvement in delivery quality
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