Non-Conforming Underwriter
New
J
JMAC LendingMortgage Lending
Costa Mesa, California, United States, 7:00am-4:00pm PT or 8:00am-5:00pm PTFull-TimeMiddle
Salary43.26 - 51.92 USD per hour
Apply NowOpens the employer's application page
Job Details
- Experience
- 5 years
Requirements
- Minimum 5 years recent underwriting experience with Conventional loans.
- Minimum 3 years current experience with jumbo, non-agency, and alternative documents.
- Deep knowledge of FNMA/FHLMC and investor guidelines.
- Ability to analyze complex tax returns including multiple businesses and properties.
- Proficiency in multitasking within multiple product suites.
- Strong attention to detail, organization, and written/verbal communication skills.
- Ability to work independently in a fast-paced, changing environment.
- Compliance with BSA/AML requirements.
Responsibilities
- Conduct comprehensive analysis of loan documents including income, assets, appraisals, and credit reports.
- Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs.
- Perform manual and system-based income calculations for diverse income types.
- Manage loan files and clear conditions with attention to detail.
- Log accurate loan data and decisions into the operating system.
- Ensure compliance with transaction matrices and internal investor overlays.
- Apply effective fraud detection methods and identify risk factors.
- Resolve pre-funding or post-purchase loan issues with post-closing department.
- Maintain professional communication with brokers, sales staff, and colleagues.
View Full Description & ApplyYou'll be redirected to the employer's site
