Government Underwriter
New
J
JMAC LendingMortgage Lending
Costa Mesa, California, United States, 8:00-5:00 in both Pacific and Central time zonesFull-TimeMiddle
Salary44.71 - 52.88 USD per hour
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Job Details
- Experience
- At least 2 years of recent experience as a DE and SAR Underwriter.
Requirements
- At least 2 years of recent experience as a DE and SAR Underwriter.
- Minimum of 2 years of recent expertise in FHA and VA lending.
- Thorough understanding of current FHA and VA guidelines.
- Familiarity with federal and state regulations including TRID, ECOA, and Fair Lending.
- Proficient knowledge of DU/LP/TOTAL Scorecards.
- Excellent communication skills with the ability to engage effectively with brokers.
- Critical thinking and analytical skills.
- Strong math skills for calculations.
Responsibilities
- Review credit documents in accordance to JMAC, FHA, and VA guidelines.
- Review borrower’s income and assets in accordance to JMAC, FHA, and VA guidelines.
- Review subject property title and appraisal in accordance to JMAC, FHA, and VA guidelines.
- Make loan decisions independently (Approve or Decline).
- Sign off on conditions.
- Verify the consistency of information throughout the file.
- Utilize FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS to complete, correct, or verify the validity of required forms.
- Complete assigned files within established turn times.
- Maintain communication and customer service with file contacts throughout the loan process.
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