Senior Data Scientist - Credit Eligibility
New
M
M-KOPAFintech
UK, Europe, Africa, UTC -1 to UTC +3Full-TimeSenior
Salary not disclosed
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Job Details
- Required Skills
- PythonSQLNumpyPandasA/B testingscikit-learn
Requirements
- Experience building predictive models, particularly credit scoring, risk models, or similar classification/regression problems
- Strong ML background with hands-on experience in model development, validation, deployment, and performance monitoring
- Proficiency in Python, SQL, and relevant ML libraries (scikit-learn, pandas, numpy, etc.)
- Experience in feature engineering, model selection, and hyperparameter tuning
- Experience translating complex model outputs into actionable business strategies and stakeholder communications
- Ability to work cross-functionally with product, engineering, and commercial teams
- Strong data communication skills ā written, oral, and visual
- Highly Desirable: Experience in credit, underwriting, lending analytics, or fintech modelling
Responsibilities
- Building and refining credit scoring and risk modelling solutions that assess customer creditworthiness, default risk, and loan pricing across multiple markets
- Developing and testing ML models for loan eligibility and pricing optimisation through A/B testing and statistical analysis
- Continuously improving eligibility criteria by analysing repayment data, engineering new features, and monitoring credit performance for risk shifts and margin impact
- Collaborating cross-functionally with engineers, data scientists, and commercial stakeholders to scale models into production
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