Principal Product Manager - Payments

temFinTech, Energy

United KingdomFull-TimePrincipal

Salary not disclosed

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Job Details

Requirements

Deep FinTech product experience, specifically in payments, billing, or financial infrastructure.
Proven experience scaling payment systems globally.
Strong intuition for failure modes, edge cases, and operational reality.
Comfortable working with regulation, compliance, finance, and risk partners.
Experience shipping AI-enabled fintech systems into production.
Clear, structured communicator, especially in writing.
Operates with director-level judgement without needing a management title.
Experience in energy markets or other regulated, capital-intensive systems (bonus).
Experience designing commercial structures with payment providers across geographies (bonus).
Experience building systems that improve reconciliation, risk controls, and auditability without harming UX (bonus).

Responsibilities

Own tem’s global payments strategy end-to-end: define how customers pay, get paid, and experience value across markets.
Deliver payment systems that scale internationally across currencies, regulations, and partners; make deliberate trade-offs between speed, cost, reliability, and risk.
Solve complex fintech problems in the open: payment flow resilience, retries, partial failures, chargebacks, disputes, reconciliation, and operational edge cases.
Set clear product narratives and decision-quality standards for financial correctness, trust, compliance, and experience.
Be AI-first in how money moves: apply AI to routing, optimisation, reconciliation, exception handling, anomaly detection, pricing, incentives, or forecasting.
Orchestrate across Engineering, Design, Data, Ops, Finance, Legal, and GTM; influence without authority through sound thinking and structured communication.
Make risk visible and explicit; build confidence that payments decisions are correct, auditable, and scalable.

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